Gexipay vs Payora: Which Should You Trade With?
Score by dimension
| Dimension | Gexipay | Payora |
|---|---|---|
| Gift card rates | 8.3 / 10Gexipay wins | 7.1 / 10 |
| Payout speed | 8.0 / 10Gexipay wins | N/A |
| Trade experience | 9.0 / 10Gexipay wins | 4.0 / 10 |
| Support & disputes | 7.0 / 10Gexipay wins | 1.9 / 10 |
| KYC & onboarding | 5.0 / 10 | 7.0 / 10Payora wins |
| Product quality | 7.0 / 10Gexipay wins | 5.0 / 10 |
| Other features | 7.0 / 10 | 8.5 / 10Payora wins |
| Security & trust | 7.0 / 10Gexipay wins | 5.0 / 10 |
| Reputation | 8.0 / 10Gexipay wins | 5.0 / 10 |
| App reviews | 9.4 / 10Gexipay wins | 8.3 / 10 |
| Overall | 7.6 / 10 | 5.8 / 10 |
Side-by-side facts
| Detail | Gexipay | Payora |
|---|---|---|
| Rate received (latest test) | Gexipay displayed a rate of ₦1,120 per $1 for our $10 US Razer Gold e-code. The trade credited ₦11,200 to the wallet. After the ₦100 withdrawal fee, ₦11,100 reached the bank account. | Payora displayed ₦966.373 per dollar and an expected payout of ₦9,663.73 for our $10 Razer Gold e-code. The card was rejected, so no rate was actually received and no payout was made. |
| Tested payout time (latest test) | 4 minutes | Not tested |
| Bank withdrawal time (latest test) | 1 minute | Not recorded |
| Support first response | 5 minutes | Not tested |
| KYC time | 2 hours 30 minutes | 10 minutes |
| Payout methods | Bank transfer | Bank transfer |
| Gift card types | AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Razer Gold, Steam, Vanilla |
| KYC requirements | Gexipay requested BVN, NIN, a selfie, proof of address, home address and date of birth. Verification took about two hours and 30 minutes and was approved. | Payora requested a BVN, home address, full name, date of birth, gender and state of origin. Approval took about one minute, but the full process took about ten minutes because the app crashed twice. |
| Fee structure | ₦100 withdrawal fee | No completed payout was available because the card was rejected. Payora showed a minimum withdrawal of ₦500 during the test. |
| Minimum trade | ₦10 | Not recorded |
| Maximum trade | ₦500 | Not recorded |
Frequently asked questions
Is Gexipay or Payora better overall?
Gexipay is better overall. It scores 7.6 out of 10 against 5.8 for Payora, based on our own trades on both platforms.
Which gives a better gift card rate, Gexipay or Payora?
Gexipay rated better on the card we traded. Our gift card rates score is 8.3 for Gexipay and 7.1 for Payora. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Is verification quicker on Gexipay or Payora?
Payora verified us more quickly, taking 10 minutes against 2 hours 30 minutes on Gexipay.