Gexipay review
7.6/ 10
Score breakdown
Each dimension is scored from our own tests and weighted into the overall score.
Verdict
Gexipay completed our $10 Razer Gold trade in four minutes and credited the full ₦11,200 shown before submission. The bank withdrawal took one minute, but the ₦100 fee reduced the amount received to ₦11,100. KYC was the slowest part of the test, taking about two hours and 30 minutes.
Pros
- The trade was completed in four minutes.
- The wallet-to-bank withdrawal took one minute.
- The displayed payout matched the wallet credit.
- It includes a rate calculator and bill-payment tools.
Cons
- KYC took about two hours and 30 minutes.
- The gift-card selection was narrower than some competitors.
- A ₦100 withdrawal fee was charged.
Our review
About Gexipay
Gexipay is a Nigerian gift card trading platform that began operating in 2024. It is available on Android and iOS and serves users in Nigeria and Kenya. Gift card payments are made in naira through the platform wallet and can be withdrawn to a bank account.
Besides gift card trading, Gexipay includes a rate calculator, bill payments, airtime and data purchases.
How we tested Gexipay
We tested Gexipay on 7 September 2026 using a $10 US Razer Gold e-code. The card was processed in four minutes. After the money was available, withdrawing it from the platform wallet to a bank account took one minute.
We checked the rate shown before the trade, the amount credited, the trading steps, withdrawal time, fees and KYC. This follows the process explained on our How We Review page.
Trading experience
Gexipay displayed ₦1,120 per $1 and an expected payout of ₦11,200. The card was processed in four minutes, and the full ₦11,200 entered the wallet.
Withdrawing the money to a bank account took one minute. Gexipay charged a ₦100 withdrawal fee, so ₦11,100 reached the bank. The longest part of the experience was KYC, which took about two hours and 30 minutes before approval.
Our test results
Measured on 7 September 2026.
| Rate received | Gexipay displayed a rate of ₦1,120 per $1 for our $10 US Razer Gold e-code. The trade credited ₦11,200 to the wallet. After the ₦100 withdrawal fee, ₦11,100 reached the bank account. |
|---|---|
| Tested payout time | 4 minutes |
| Bank withdrawal time | 1 minute |
| Support first response | 5 minutes |
| KYC time | 2 hours 30 minutes |
| Test date | 7 September 2026 |
- Rate received
- Gexipay displayed a rate of ₦1,120 per $1 for our $10 US Razer Gold e-code. The trade credited ₦11,200 to the wallet. After the ₦100 withdrawal fee, ₦11,100 reached the bank account.
- Tested payout time
- 4 minutes
- Bank withdrawal time
- 1 minute
- Support first response
- 5 minutes
- KYC time
- 2 hours 30 minutes
- Test date
- 7 September 2026
Platform facts
| Gift cards supported | AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
|---|---|
| Payout methods | Bank transfer |
| Countries served | Nigeria, Kenya |
| Fee structure | ₦100 withdrawal fee |
| Minimum trade | $10 |
| Maximum trade | $500 |
| KYC requirements | Gexipay requested BVN, NIN, a selfie, proof of address, home address and date of birth. Verification took about two hours and 30 minutes and was approved. |
| Payout currencies | NGN |
| Other features | Rate calculator, bill payments, airtime, data |
- Gift cards supported
- AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox
- Payout methods
- Bank transfer
- Countries served
- Nigeria, Kenya
- Fee structure
- ₦100 withdrawal fee
- Minimum trade
- $10
- Maximum trade
- $500
- KYC requirements
- Gexipay requested BVN, NIN, a selfie, proof of address, home address and date of birth. Verification took about two hours and 30 minutes and was approved.
- Payout currencies
- NGN
- Other features
- Rate calculator, bill payments, airtime, data
App store reviews
Ratings pulled directly from the app stores where Gexipay is listed.
| Apple App Store | 4.8 ★ · 20 ratingsFetched 27 September 2026 |
|---|---|
| Google Play Store | 4.7 ★ · 71 ratingsFetched 27 September 2026 |
- Apple App Store
- 4.8 ★ · 20 ratingsFetched 27 September 2026
- Google Play Store
- 4.7 ★ · 71 ratingsFetched 27 September 2026
AI-generated summary of recent app store reviews — updated 27 September 2026.
Users frequently praise the app for its fast and seamless transactions, specifically highlighting quick conversions of cryptocurrency and gift cards to Naira, swift withdrawals, and instant crediting. Reviewers also appreciate the user-friendly interface, overall reliability, zero charges, and responsive customer support.
The primary complaint involves login failures when users attempt to access the app using their National Identification Number (NIN).
Additionally, one reviewer submitted a low star rating despite leaving entirely positive feedback, while functional criticism in the provided feedback is limited exclusively to the NIN authentication issue.
Frequently asked questions
Is Gexipay legitimate?
Gexipay completed our $10 US Razer Gold trade successfully. The trade credited ₦11,200 to the Gexipay wallet, and we received ₦11,100 in the bank after the ₦100 withdrawal fee. This was our experience from one completed trade, so it does not guarantee that every card will be accepted or processed within the same time.
How does Gexipay work?
To sell a gift card, select the card brand, country and card type, then enter the value and submit the card details. Gexipay reviews the card and credits the payment to your wallet after approving the trade. From there, you can withdraw the money to your bank account.
How long did the Gexipay trade and withdrawal take?
Our Razer Gold trade took four minutes from submission to approval. Once the ₦11,200 entered the Gexipay wallet, withdrawing it to a bank account took another minute. This means the gift card processing and bank withdrawal were completed in five minutes altogether.
Does Gexipay charge withdrawal fees?
Gexipay did not charge us a fee for trading the gift card. However, a ₦100 fee was charged when we withdrew the money from the wallet to a bank account. This reduced the ₦11,200 wallet balance to a final bank payment of ₦11,100.
Does Gexipay require KYC?
Yes. Gexipay requested BVN, NIN, a selfie, proof of address, home address and date of birth during our test. The verification process took about two hours and 30 minutes before the account was approved.