Cardtonic vs Gexipay: Which Should You Trade With?
Score by dimension
| Dimension | Cardtonic | Gexipay |
|---|---|---|
| Gift card rates | 9.5 / 10Cardtonic wins | 8.3 / 10 |
| Payout speed | 9.5 / 10Cardtonic wins | 8.0 / 10 |
| Trade experience | 9.0 / 10 | 9.0 / 10 |
| Support & disputes | 8.9 / 10Cardtonic wins | 7.0 / 10 |
| KYC & onboarding | 9.0 / 10Cardtonic wins | 5.0 / 10 |
| Product quality | 9.4 / 10Cardtonic wins | 7.0 / 10 |
| Other features | 9.0 / 10Cardtonic wins | 7.0 / 10 |
| Security & trust | 9.5 / 10Cardtonic wins | 7.0 / 10 |
| Reputation | 9.5 / 10Cardtonic wins | 8.0 / 10 |
| App reviews | 8.7 / 10 | 9.4 / 10Gexipay wins |
| Overall | 9.2 / 10 | 7.6 / 10 |
Side-by-side facts
| Detail | Cardtonic | Gexipay |
|---|---|---|
| Rate received (latest test) | Cardtonic processed our $5 US Razer Gold e-code at ₦1,175 per dollar and paid ₦5,875. The displayed and received amounts matched, and no selling or bank-payment deduction was recorded. | Gexipay displayed a rate of ₦1,120 per $1 for our $10 US Razer Gold e-code. The trade credited ₦11,200 to the wallet. After the ₦100 withdrawal fee, ₦11,100 reached the bank account. |
| Tested payout time (latest test) | 1 minute | 4 minutes |
| Bank withdrawal time (latest test) | 1 minute | 1 minute |
| Support first response | 3 minutes | 5 minutes |
| KYC time | 4 minutes | 2 hours 30 minutes |
| Payout methods | Bank transfer, Wallet balance | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Xbox | AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Cardtonic has basic and advanced KYC levels. Basic KYC required a date of birth, BVN and a clear selfie. Advanced KYC required a valid government-issued ID and proof of address. Both levels took six minutes to complete. Advanced KYC was approved in four minutes. | Gexipay requested BVN, NIN, a selfie, proof of address, home address and date of birth. Verification took about two hours and 30 minutes and was approved. |
| Fee structure | No selling or bank-withdrawal fee was recorded during the tested transaction. Cardtonic displayed an expected payout of ₦5,875 for the $5 Razer Gold e-code, and the researcher received ₦5,875. | ₦100 withdrawal fee |
| Minimum trade | Not recorded | ₦10 |
| Maximum trade | Not recorded | ₦500 |
Frequently asked questions
Is Cardtonic or Gexipay better overall?
Cardtonic is better overall. It scores 9.2 out of 10 against 7.6 for Gexipay, based on our own trades on both platforms.
Which gives a better gift card rate, Cardtonic or Gexipay?
Cardtonic rated better on the card we traded. Our gift card rates score is 9.5 for Cardtonic and 8.3 for Gexipay. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Cardtonic or Gexipay?
Cardtonic paid out faster in our test: 1 minute to complete the trade against 4 minutes on Gexipay. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Cardtonic or Gexipay?
Cardtonic replied first. Support took 3 minutes to answer at Cardtonic and 5 minutes at Gexipay when we contacted them during testing.
Is verification quicker on Cardtonic or Gexipay?
Cardtonic verified us more quickly, taking 4 minutes against 2 hours 30 minutes on Gexipay.