CardKing vs Payora: Which Should You Trade With?
Score by dimension
| Dimension | CardKing | Payora |
|---|---|---|
| Gift card rates | 6.9 / 10 | 7.1 / 10Payora wins |
| Payout speed | 9.0 / 10CardKing wins | N/A |
| Trade experience | 7.0 / 10CardKing wins | 4.0 / 10 |
| Support & disputes | 8.0 / 10CardKing wins | 1.9 / 10 |
| KYC & onboarding | N/A | 7.0 / 10Payora wins |
| Product quality | 8.0 / 10CardKing wins | 5.0 / 10 |
| Other features | 7.5 / 10 | 8.5 / 10Payora wins |
| Security & trust | 8.0 / 10CardKing wins | 5.0 / 10 |
| Reputation | 7.9 / 10CardKing wins | 5.0 / 10 |
| App reviews | 9.0 / 10CardKing wins | 8.3 / 10 |
| Overall | 7.9 / 10 | 5.8 / 10 |
Side-by-side facts
| Detail | CardKing | Payora |
|---|---|---|
| Rate received (latest test) | CardKing’s rate page displayed ₦1,153.23 per dollar and stated that physical cards and e-codes had the same rate. That would give an expected payout of ₦11,532.30 for our $10 card. The completed trade paid ₦8,520, equal to ₦852 per dollar. We therefore received ₦3,012.30 less than the payout calculated from the displayed rate. | Payora displayed ₦966.373 per dollar and an expected payout of ₦9,663.73 for our $10 Razer Gold e-code. The card was rejected, so no rate was actually received and no payout was made. |
| Tested payout time (latest test) | 2 minutes | Not tested |
| Bank withdrawal time (latest test) | 1 minute | Not recorded |
| Support first response | 2 minutes | Not tested |
| KYC time | Not tested | 10 minutes |
| Payout methods | Bank transfer, Cryptocurrency | Bank transfer |
| Gift card types | Amazon, Apple / iTunes, PlayStation, Razer Gold, Sephora, Steam, Vanilla | Amazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Razer Gold, Steam, Vanilla |
| KYC requirements | CardKing did not request identity verification during our test. The account was created using an email address and password. | Payora requested a BVN, home address, full name, date of birth, gender and state of origin. Approval took about one minute, but the full process took about ten minutes because the app crashed twice. |
| Fee structure | No trading or withdrawal fee was recorded. | No completed payout was available because the card was rejected. Payora showed a minimum withdrawal of ₦500 during the test. |
Frequently asked questions
Is CardKing or Payora better overall?
CardKing is better overall. It scores 7.9 out of 10 against 5.8 for Payora, based on our own trades on both platforms.
Which gives a better gift card rate, CardKing or Payora?
There is no meaningful difference. Our gift card rates score is 6.9 for CardKing and 7.1 for Payora, so compare the live rate for your specific card before trading.