Cardify Africa vs Gexipay: Which Should You Trade With?
Score by dimension
| Dimension | Cardify Africa | Gexipay |
|---|---|---|
| Gift card rates | 6.8 / 10 | 8.3 / 10Gexipay wins |
| Payout speed | 3.5 / 10 | 8.0 / 10Gexipay wins |
| Trade experience | 4.0 / 10 | 9.0 / 10Gexipay wins |
| Support & disputes | 6.0 / 10 | 7.0 / 10Gexipay wins |
| KYC & onboarding | 8.5 / 10Cardify Africa wins | 5.0 / 10 |
| Product quality | 8.0 / 10Cardify Africa wins | 7.0 / 10 |
| Other features | 9.0 / 10Cardify Africa wins | 7.0 / 10 |
| Security & trust | 8.0 / 10Cardify Africa wins | 7.0 / 10 |
| Reputation | 8.0 / 10 | 8.0 / 10 |
| App reviews | 8.2 / 10 | 9.4 / 10Gexipay wins |
| Overall | 7.0 / 10 | 7.6 / 10 |
Side-by-side facts
| Detail | Cardify Africa | Gexipay |
|---|---|---|
| Rate received (latest test) | Not recorded | Gexipay displayed a rate of ₦1,120 per $1 for our $10 US Razer Gold e-code. The trade credited ₦11,200 to the wallet. After the ₦100 withdrawal fee, ₦11,100 reached the bank account. |
| Tested payout time (latest test) | 14 hours 57 minutes | 4 minutes |
| Bank withdrawal time (latest test) | 1 minute | 1 minute |
| Support first response | 5 minutes | 5 minutes |
| KYC time | 5 minutes | 2 hours 30 minutes |
| Payout methods | Bank Transfer | Bank transfer |
| Gift card types | Amazon, Razer Gold | AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | The KYC process began with basic verification using a phone OTP and email address. Level 2 offered verification with either a BVN or NIN, while Level 3 required an accepted identity document, a selfie and a utility bill. The researcher completed the KYC process in five minutes. | Gexipay requested BVN, NIN, a selfie, proof of address, home address and date of birth. Verification took about two hours and 30 minutes and was approved. |
| Fee structure | Cardify did not charge a fee for the gift card trade. The completed trade credited ₦14,000 to the researcher’s Cardify wallet. Cardify then charged a ₦100 withdrawal fee, so ₦13,900 reached the researcher’s bank account. | ₦100 withdrawal fee |
| Minimum trade | Not recorded | ₦10 |
| Maximum trade | Not recorded | ₦500 |
Frequently asked questions
Is Cardify Africa or Gexipay better overall?
Gexipay is better overall. It scores 7.6 out of 10 against 7.0 for Cardify Africa, based on our own trades on both platforms.
Which gives a better gift card rate, Cardify Africa or Gexipay?
Gexipay rated better on the card we traded. Our gift card rates score is 6.8 for Cardify Africa and 8.3 for Gexipay. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Cardify Africa or Gexipay?
Gexipay paid out faster in our test: 4 minutes to complete the trade against 14 hours 57 minutes on Cardify Africa. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Is verification quicker on Cardify Africa or Gexipay?
Cardify Africa verified us more quickly, taking 5 minutes against 2 hours 30 minutes on Gexipay.