Cardify Africa vs CardKing: Which Should You Trade With?
Score by dimension
| Dimension | Cardify Africa | CardKing |
|---|---|---|
| Gift card rates | 6.8 / 10 | 6.9 / 10CardKing wins |
| Payout speed | 3.5 / 10 | 9.0 / 10CardKing wins |
| Trade experience | 4.0 / 10 | 7.0 / 10CardKing wins |
| Support & disputes | 6.0 / 10 | 8.0 / 10CardKing wins |
| KYC & onboarding | 8.5 / 10Cardify Africa wins | N/A |
| Product quality | 8.0 / 10 | 8.0 / 10 |
| Other features | 9.0 / 10Cardify Africa wins | 7.5 / 10 |
| Security & trust | 8.0 / 10 | 8.0 / 10 |
| Reputation | 8.0 / 10Cardify Africa wins | 7.9 / 10 |
| App reviews | 8.2 / 10 | 9.0 / 10CardKing wins |
| Overall | 7.0 / 10 | 7.9 / 10 |
Side-by-side facts
| Detail | Cardify Africa | CardKing |
|---|---|---|
| Rate received (latest test) | Not recorded | CardKing’s rate page displayed ₦1,153.23 per dollar and stated that physical cards and e-codes had the same rate. That would give an expected payout of ₦11,532.30 for our $10 card. The completed trade paid ₦8,520, equal to ₦852 per dollar. We therefore received ₦3,012.30 less than the payout calculated from the displayed rate. |
| Tested payout time (latest test) | 14 hours 57 minutes | 2 minutes |
| Bank withdrawal time (latest test) | 1 minute | 1 minute |
| Support first response | 5 minutes | 2 minutes |
| KYC time | 5 minutes | Not tested |
| Payout methods | Bank Transfer | Bank transfer, Cryptocurrency |
| Gift card types | Amazon, Razer Gold | Amazon, Apple / iTunes, PlayStation, Razer Gold, Sephora, Steam, Vanilla |
| KYC requirements | The KYC process began with basic verification using a phone OTP and email address. Level 2 offered verification with either a BVN or NIN, while Level 3 required an accepted identity document, a selfie and a utility bill. The researcher completed the KYC process in five minutes. | CardKing did not request identity verification during our test. The account was created using an email address and password. |
| Fee structure | Cardify did not charge a fee for the gift card trade. The completed trade credited ₦14,000 to the researcher’s Cardify wallet. Cardify then charged a ₦100 withdrawal fee, so ₦13,900 reached the researcher’s bank account. | No trading or withdrawal fee was recorded. |
Frequently asked questions
Is Cardify Africa or CardKing better overall?
CardKing is better overall. It scores 7.9 out of 10 against 7.0 for Cardify Africa, based on our own trades on both platforms.
Which gives a better gift card rate, Cardify Africa or CardKing?
There is no meaningful difference. Our gift card rates score is 6.8 for Cardify Africa and 6.9 for CardKing, so compare the live rate for your specific card before trading.
Which pays out faster, Cardify Africa or CardKing?
CardKing paid out faster in our test: 2 minutes to complete the trade against 14 hours 57 minutes on Cardify Africa. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Cardify Africa or CardKing?
CardKing replied first. Support took 2 minutes to answer at CardKing and 5 minutes at Cardify Africa when we contacted them during testing.