Cardcosmic vs Gexipay: Which Should You Trade With?
Score by dimension
| Dimension | Cardcosmic | Gexipay |
|---|---|---|
| Gift card rates | 7.8 / 10 | 8.3 / 10Gexipay wins |
| Payout speed | 9.0 / 10Cardcosmic wins | 8.0 / 10 |
| Trade experience | 8.5 / 10 | 9.0 / 10Gexipay wins |
| Support & disputes | 8.5 / 10Cardcosmic wins | 7.0 / 10 |
| KYC & onboarding | N/A | 5.0 / 10Gexipay wins |
| Product quality | 7.0 / 10 | 7.0 / 10 |
| Other features | 4.0 / 10 | 7.0 / 10Gexipay wins |
| Security & trust | 8.0 / 10Cardcosmic wins | 7.0 / 10 |
| Reputation | 9.0 / 10Cardcosmic wins | 8.0 / 10 |
| App reviews | 8.6 / 10 | 9.4 / 10Gexipay wins |
| Overall | 7.8 / 10 | 7.6 / 10 |
Side-by-side facts
| Detail | Cardcosmic | Gexipay |
|---|---|---|
| Rate received (latest test) | The tested $20 US Razer Gold e-code was quoted at ₦1,107 per dollar. Cardcosmic displayed a sale price of ₦22,140, which matched the amount received in the bank. | Gexipay displayed a rate of ₦1,120 per $1 for our $10 US Razer Gold e-code. The trade credited ₦11,200 to the wallet. After the ₦100 withdrawal fee, ₦11,100 reached the bank account. |
| Tested payout time (latest test) | 2 minutes | 4 minutes |
| Bank withdrawal time (latest test) | 2 minutes | 1 minute |
| Support first response | 3 minutes | 5 minutes |
| KYC time | Not tested | 2 hours 30 minutes |
| Payout methods | Bank Transfer | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Cardcosmic did not request identity verification during our test. The account was created using a full name, email address, phone number and password. | Gexipay requested BVN, NIN, a selfie, proof of address, home address and date of birth. Verification took about two hours and 30 minutes and was approved. |
| Fee structure | No gift card trading fee was recorded during our test. Cardcosmic charged ₦100 to withdraw from the wallet to a bank account. The wallet balance before withdrawal was ₦22,240, and the researcher received ₦22,140 in the bank. | ₦100 withdrawal fee |
| Minimum trade | Not recorded | ₦10 |
| Maximum trade | Not recorded | ₦500 |
Frequently asked questions
Is Cardcosmic or Gexipay better overall?
Cardcosmic is better overall. It scores 7.8 out of 10 against 7.6 for Gexipay, based on our own trades on both platforms.
Which gives a better gift card rate, Cardcosmic or Gexipay?
Gexipay rated better on the card we traded. Our gift card rates score is 7.8 for Cardcosmic and 8.3 for Gexipay. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Cardcosmic or Gexipay?
Cardcosmic paid out faster in our test: 2 minutes to complete the trade against 4 minutes on Gexipay. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Cardcosmic or Gexipay?
Cardcosmic replied first. Support took 3 minutes to answer at Cardcosmic and 5 minutes at Gexipay when we contacted them during testing.
Which should I use, Cardcosmic or Gexipay?
Use Gexipay if the rate matters most, and Cardcosmic if you want the trade completed quickly. Gexipay scored higher on gift card rates and Cardcosmic scored higher on payout speed.