Basewallet vs Cardcosmic: Which Should You Trade With?
Score by dimension
| Dimension | Basewallet | Cardcosmic |
|---|---|---|
| Gift card rates | 9.2 / 10Basewallet wins | 7.8 / 10 |
| Payout speed | 7.5 / 10 | 9.0 / 10Cardcosmic wins |
| Trade experience | 8.0 / 10 | 8.5 / 10Cardcosmic wins |
| Support & disputes | 7.6 / 10 | 8.5 / 10Cardcosmic wins |
| KYC & onboarding | 7.0 / 10Basewallet wins | N/A |
| Product quality | 8.0 / 10Basewallet wins | 7.0 / 10 |
| Other features | 8.5 / 10Basewallet wins | 4.0 / 10 |
| Security & trust | 8.0 / 10 | 8.0 / 10 |
| Reputation | 8.0 / 10 | 9.0 / 10Cardcosmic wins |
| App reviews | 9.3 / 10Basewallet wins | 8.6 / 10 |
| Overall | 8.1 / 10 | 7.8 / 10 |
Side-by-side facts
| Detail | Basewallet | Cardcosmic |
|---|---|---|
| Rate received (latest test) | Basewallet displayed a rate of ₦1,150.12 per $1 and an expected payout of ₦23,002.40 for our $20 US Razer Gold e-code. The wallet received ₦23,002. A ₦100 withdrawal fee was charged. | The tested $20 US Razer Gold e-code was quoted at ₦1,107 per dollar. Cardcosmic displayed a sale price of ₦22,140, which matched the amount received in the bank. |
| Tested payout time (latest test) | 9 minutes | 2 minutes |
| Bank withdrawal time (latest test) | 1 minute | 2 minutes |
| Support first response | 7 minutes | 3 minutes |
| KYC time | 15 minutes | Not tested |
| Payout methods | Bank transfer | Bank Transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Basewallet asked for BVN, a government-issued ID and proof of address. We completed the BVN and NIN stages, including two selfies, in about 15 minutes. We couldn't complete the address stage because the state list didn't load. | Cardcosmic did not request identity verification during our test. The account was created using a full name, email address, phone number and password. |
| Fee structure | ₦100 withdrawal fee | No gift card trading fee was recorded during our test. Cardcosmic charged ₦100 to withdraw from the wallet to a bank account. The wallet balance before withdrawal was ₦22,240, and the researcher received ₦22,140 in the bank. |
Frequently asked questions
Is Basewallet or Cardcosmic better overall?
Basewallet is better overall. It scores 8.1 out of 10 against 7.8 for Cardcosmic, based on our own trades on both platforms.
Which gives a better gift card rate, Basewallet or Cardcosmic?
Basewallet rated better on the card we traded. Our gift card rates score is 9.2 for Basewallet and 7.8 for Cardcosmic. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Basewallet or Cardcosmic?
Cardcosmic paid out faster in our test: 2 minutes to complete the trade against 9 minutes on Basewallet. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Basewallet or Cardcosmic?
Cardcosmic replied first. Support took 3 minutes to answer at Cardcosmic and 7 minutes at Basewallet when we contacted them during testing.
Which should I use, Basewallet or Cardcosmic?
Use Basewallet if the rate matters most, and Cardcosmic if you want the trade completed quickly. Basewallet scored higher on gift card rates and Cardcosmic scored higher on payout speed.