Payora vs ValueSwap: Which Should You Trade With?
Score by dimension
| Dimension | Payora | ValueSwap |
|---|---|---|
| Gift card rates | 7.1 / 10 | 8.5 / 10ValueSwap wins |
| Payout speed | N/A | 8.5 / 10ValueSwap wins |
| Trade experience | 4.0 / 10 | 8.5 / 10ValueSwap wins |
| Support & disputes | 1.9 / 10 | 9.0 / 10ValueSwap wins |
| KYC & onboarding | 7.0 / 10Payora wins | N/A |
| Product quality | 5.0 / 10 | 8.0 / 10ValueSwap wins |
| Other features | 8.5 / 10Payora wins | 5.0 / 10 |
| Security & trust | 5.0 / 10Payora wins | 4.0 / 10 |
| Reputation | 5.0 / 10 | 5.0 / 10 |
| App reviews | 8.3 / 10 | 9.4 / 10ValueSwap wins |
| Overall | 5.8 / 10 | 7.3 / 10 |
Side-by-side facts
| Detail | Payora | ValueSwap |
|---|---|---|
| Rate received (latest test) | Payora displayed ₦966.373 per dollar and an expected payout of ₦9,663.73 for our $10 Razer Gold e-code. The card was rejected, so no rate was actually received and no payout was made. | ValueSwap displayed a payout of ₦11,215 for our $10 US Razer Gold e-code, giving a rate of ₦1,121.50 per $1. The wallet received ₦11,215. After a ₦50 withdrawal deduction, ₦11,165 reached the bank account. |
| Tested payout time (latest test) | Not tested | 3 minutes |
| Bank withdrawal time (latest test) | Not recorded | 3 minutes |
| Support first response | Not tested | 5 minutes |
| KYC time | 10 minutes | Not tested |
| Payout methods | Bank transfer | Bank transfer, Cryptocurrency |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Razer Gold, Steam, Vanilla | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Payora requested a BVN, home address, full name, date of birth, gender and state of origin. Approval took about one minute, but the full process took about ten minutes because the app crashed twice. | ValueSwap did not ask us to complete identity verification. Registration required a name, email address and password, while the referral and country fields were optional. |
| Fee structure | No completed payout was available because the card was rejected. Payora showed a minimum withdrawal of ₦500 during the test. | A ₦50 deduction applied during withdrawal |
Frequently asked questions
Is Payora or ValueSwap better overall?
ValueSwap is better overall. It scores 7.3 out of 10 against 5.8 for Payora, based on our own trades on both platforms.
Which gives a better gift card rate, Payora or ValueSwap?
ValueSwap rated better on the card we traded. Our gift card rates score is 7.1 for Payora and 8.5 for ValueSwap. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.