Payora vs TradeCard: Which Should You Trade With?
Score by dimension
| Dimension | Payora | TradeCard |
|---|---|---|
| Gift card rates | 7.1 / 10 | 8.7 / 10TradeCard wins |
| Payout speed | N/A | 9.5 / 10TradeCard wins |
| Trade experience | 4.0 / 10 | 8.0 / 10TradeCard wins |
| Support & disputes | 1.9 / 10 | 8.0 / 10TradeCard wins |
| KYC & onboarding | 7.0 / 10Payora wins | N/A |
| Product quality | 5.0 / 10 | 7.9 / 10TradeCard wins |
| Other features | 8.5 / 10Payora wins | 8.0 / 10 |
| Security & trust | 5.0 / 10 | 7.5 / 10TradeCard wins |
| Reputation | 5.0 / 10 | 7.5 / 10TradeCard wins |
| App reviews | 8.3 / 10 | 8.9 / 10TradeCard wins |
| Overall | 5.8 / 10 | 8.2 / 10 |
Side-by-side facts
| Detail | Payora | TradeCard |
|---|---|---|
| Rate received (latest test) | Payora displayed ₦966.373 per dollar and an expected payout of ₦9,663.73 for our $10 Razer Gold e-code. The card was rejected, so no rate was actually received and no payout was made. | TradeCard paid ₦22,750.96 for our $20 US Razer Gold e-code, equal to about ₦1,137.55 per dollar. No trading or withdrawal fee was recorded. |
| Tested payout time (latest test) | Not tested | 1 minute |
| Bank withdrawal time (latest test) | Not recorded | 2 minutes |
| Support first response | Not tested | 5 minutes |
| KYC time | 10 minutes | Not tested |
| Payout methods | Bank transfer | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Razer Gold, Steam, Vanilla | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, PlayStation, Razer Gold, Roblox, Steam, Xbox |
| KYC requirements | Payora requested a BVN, home address, full name, date of birth, gender and state of origin. Approval took about one minute, but the full process took about ten minutes because the app crashed twice. | TradeCard did not request identity verification during our test. The account was created using an email address and password. |
| Fee structure | No completed payout was available because the card was rejected. Payora showed a minimum withdrawal of ₦500 during the test. | No trading or withdrawal fee was recorded. |
Frequently asked questions
Is Payora or TradeCard better overall?
TradeCard is better overall. It scores 8.2 out of 10 against 5.8 for Payora, based on our own trades on both platforms.
Which gives a better gift card rate, Payora or TradeCard?
TradeCard rated better on the card we traded. Our gift card rates score is 7.1 for Payora and 8.7 for TradeCard. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.