LegitCards vs Payora: Which Should You Trade With?
Score by dimension
| Dimension | LegitCards | Payora |
|---|---|---|
| Gift card rates | 8.3 / 10LegitCards wins | 7.1 / 10 |
| Payout speed | 3.5 / 10LegitCards wins | N/A |
| Trade experience | 5.0 / 10LegitCards wins | 4.0 / 10 |
| Support & disputes | 9.0 / 10LegitCards wins | 1.9 / 10 |
| KYC & onboarding | N/A | 7.0 / 10Payora wins |
| Product quality | 7.0 / 10LegitCards wins | 5.0 / 10 |
| Other features | 4.0 / 10 | 8.5 / 10Payora wins |
| Security & trust | 4.0 / 10 | 5.0 / 10Payora wins |
| Reputation | 7.0 / 10LegitCards wins | 5.0 / 10 |
| App reviews | 9.0 / 10LegitCards wins | 8.3 / 10 |
| Overall | 6.3 / 10 | 5.8 / 10 |
Side-by-side facts
| Detail | LegitCards | Payora |
|---|---|---|
| Rate received (latest test) | The tested $20 US Razer Gold e-code was quoted at ₦1,120 per dollar. The expected value, wallet credit and final bank payment were all ₦22,400. | Payora displayed ₦966.373 per dollar and an expected payout of ₦9,663.73 for our $10 Razer Gold e-code. The card was rejected, so no rate was actually received and no payout was made. |
| Tested payout time (latest test) | 1 hour 31 minutes | Not tested |
| Bank withdrawal time (latest test) | 1 minute | Not recorded |
| Support first response | 2 minutes | Not tested |
| KYC time | Not tested | 10 minutes |
| Payout methods | Bank Transfer | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Nike, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Razer Gold, Steam, Vanilla |
| KYC requirements | Legit Card did not request identity verification during our test. We created the account using an email address, phone number, full name, and password. | Payora requested a BVN, home address, full name, date of birth, gender and state of origin. Approval took about one minute, but the full process took about ten minutes because the app crashed twice. |
| Fee structure | No trading or withdrawal fee was recorded during our test. Legit Cards displayed ₦22,400 for the trade, credited ₦22,400 to the wallet, and the researcher received ₦22,400 in their bank account. | No completed payout was available because the card was rejected. Payora showed a minimum withdrawal of ₦500 during the test. |
Frequently asked questions
Is LegitCards or Payora better overall?
LegitCards is better overall. It scores 6.3 out of 10 against 5.8 for Payora, based on our own trades on both platforms.
Which gives a better gift card rate, LegitCards or Payora?
LegitCards rated better on the card we traded. Our gift card rates score is 8.3 for LegitCards and 7.1 for Payora. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.