Gexipay vs Vivakard: Which Should You Trade With?
Score by dimension
| Dimension | Gexipay | Vivakard |
|---|---|---|
| Gift card rates | 8.3 / 10 | 9.0 / 10Vivakard wins |
| Payout speed | 8.0 / 10 | 9.5 / 10Vivakard wins |
| Trade experience | 9.0 / 10Gexipay wins | 8.5 / 10 |
| Support & disputes | 7.0 / 10 | 8.7 / 10Vivakard wins |
| KYC & onboarding | 5.0 / 10Gexipay wins | N/A |
| Product quality | 7.0 / 10 | 8.7 / 10Vivakard wins |
| Other features | 7.0 / 10 | 8.0 / 10Vivakard wins |
| Security & trust | 7.0 / 10 | 7.0 / 10 |
| Reputation | 8.0 / 10Gexipay wins | 7.0 / 10 |
| App reviews | 9.4 / 10Gexipay wins | 8.9 / 10 |
| Overall | 7.6 / 10 | 8.4 / 10 |
Side-by-side facts
| Detail | Gexipay | Vivakard |
|---|---|---|
| Rate received (latest test) | Gexipay displayed a rate of ₦1,120 per $1 for our $10 US Razer Gold e-code. The trade credited ₦11,200 to the wallet. After the ₦100 withdrawal fee, ₦11,100 reached the bank account. | Vivakard displayed a rate of ₦1,147 per $1 and an expected payout of ₦11,478 for our $10 US Razer Gold e-code. The researcher received ₦12,000, including a bonus whose amount and basis were not specified. |
| Tested payout time (latest test) | 4 minutes | 1 minute |
| Bank withdrawal time (latest test) | 1 minute | 2 minutes |
| Support first response | 5 minutes | 2 minutes |
| KYC time | 2 hours 30 minutes | Not tested |
| Payout methods | Bank transfer | Bank transfer |
| Gift card types | AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Gexipay requested BVN, NIN, a selfie, proof of address, home address and date of birth. Verification took about two hours and 30 minutes and was approved. | Vivakard did not ask us to complete identity verification. We created the account with a name, email address and password and were able to trade without submitting BVN, an ID or a selfie. |
| Fee structure | ₦100 withdrawal fee | No fee observed |
| Minimum trade | ₦10 | Not recorded |
| Maximum trade | ₦500 | Not recorded |
Frequently asked questions
Is Gexipay or Vivakard better overall?
Vivakard is better overall. It scores 8.4 out of 10 against 7.6 for Gexipay, based on our own trades on both platforms.
Which gives a better gift card rate, Gexipay or Vivakard?
Vivakard rated better on the card we traded. Our gift card rates score is 8.3 for Gexipay and 9.0 for Vivakard. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Gexipay or Vivakard?
Vivakard paid out faster in our test: 1 minute to complete the trade against 4 minutes on Gexipay. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Gexipay or Vivakard?
Vivakard replied first. Support took 2 minutes to answer at Vivakard and 5 minutes at Gexipay when we contacted them during testing.