Gexipay vs Tbay: Which Should You Trade With?
Score by dimension
| Dimension | Gexipay | Tbay |
|---|---|---|
| Gift card rates | 8.3 / 10Gexipay wins | 7.5 / 10 |
| Payout speed | 8.0 / 10Gexipay wins | 7.5 / 10 |
| Trade experience | 9.0 / 10Gexipay wins | 7.5 / 10 |
| Support & disputes | 7.0 / 10 | 8.0 / 10Tbay wins |
| KYC & onboarding | 5.0 / 10Gexipay wins | N/A |
| Product quality | 7.0 / 10 | 7.5 / 10Tbay wins |
| Other features | 7.0 / 10 | 7.5 / 10Tbay wins |
| Security & trust | 7.0 / 10 | 8.0 / 10Tbay wins |
| Reputation | 8.0 / 10 | 8.0 / 10 |
| App reviews | 9.4 / 10Gexipay wins | 9.1 / 10 |
| Overall | 7.6 / 10 | 7.8 / 10 |
Side-by-side facts
| Detail | Gexipay | Tbay |
|---|---|---|
| Rate received (latest test) | Gexipay displayed a rate of ₦1,120 per $1 for our $10 US Razer Gold e-code. The trade credited ₦11,200 to the wallet. After the ₦100 withdrawal fee, ₦11,100 reached the bank account. | We tested a $20 US Razer Gold e-code. The rate was 88.37%, or approximately 0.8837 points (₦1,077.63) per $1. |
| Tested payout time (latest test) | 4 minutes | 10 minutes |
| Bank withdrawal time (latest test) | 1 minute | 3 minutes |
| Support first response | 5 minutes | 1 minute |
| KYC time | 2 hours 30 minutes | Not tested |
| Payout methods | Bank transfer | Bank Transfer |
| Gift card types | AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Gexipay requested BVN, NIN, a selfie, proof of address, home address and date of birth. Verification took about two hours and 30 minutes and was approved. | Tbay did not request identity verification during our test. The account was created using an email address, username and password. |
| Fee structure | ₦100 withdrawal fee | For this trade, Tbay showed an order amount of approximately ₦23,540.23 (18.6989097 points) and a settled amount of approximately ₦21,552.53 (17.12 points). That leaves a difference of approximately ₦1,987.70 (1.5789097 points). The order page did not clearly label this total difference as a fee, so we calculated it by comparing the order amount with the settled amount. It should not be treated as a standard Tbay charge. The transaction breakdown also showed a dispute deduction of approximately ₦697.13 (0.55376 points). Tbay gave the reason as “incorrect balance or local currency.” This was specific to the tested transaction and is not presented as a regular Tbay fee. |
| Minimum trade | ₦10 | Not recorded |
| Maximum trade | ₦500 | Not recorded |
Frequently asked questions
Is Gexipay or Tbay better overall?
Tbay is better overall. It scores 7.8 out of 10 against 7.6 for Gexipay, based on our own trades on both platforms.
Which gives a better gift card rate, Gexipay or Tbay?
Gexipay rated better on the card we traded. Our gift card rates score is 8.3 for Gexipay and 7.5 for Tbay. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Gexipay or Tbay?
Gexipay paid out faster in our test: 4 minutes to complete the trade against 10 minutes on Tbay. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Gexipay or Tbay?
Tbay replied first. Support took 1 minute to answer at Tbay and 5 minutes at Gexipay when we contacted them during testing.