Gexipay vs LegitCards: Which Should You Trade With?

7.6 / 10

Last tested: 7 Sept 2026

6.3 / 10

Last tested: 4 Sept 2026

Score by dimension

Gexipay and LegitCards compared across all ten scoring dimensions
DimensionGexipayLegitCards
Gift card rates8.3 / 108.3 / 10
Payout speed8.0 / 10Gexipay wins3.5 / 10
Trade experience9.0 / 10Gexipay wins5.0 / 10
Support & disputes7.0 / 109.0 / 10LegitCards wins
KYC & onboarding5.0 / 10Gexipay winsN/A
Product quality7.0 / 107.0 / 10
Other features7.0 / 10Gexipay wins4.0 / 10
Security & trust7.0 / 10Gexipay wins4.0 / 10
Reputation8.0 / 10Gexipay wins7.0 / 10
App reviews9.4 / 10Gexipay wins9.0 / 10
Overall7.6 / 106.3 / 10

Side-by-side facts

Tested figures and platform facts for Gexipay and LegitCards
DetailGexipayLegitCards
Rate received (latest test)Gexipay displayed a rate of ₦1,120 per $1 for our $10 US Razer Gold e-code. The trade credited ₦11,200 to the wallet. After the ₦100 withdrawal fee, ₦11,100 reached the bank account.The tested $20 US Razer Gold e-code was quoted at ₦1,120 per dollar. The expected value, wallet credit and final bank payment were all ₦22,400.
Tested payout time (latest test)4 minutes1 hour 31 minutes
Bank withdrawal time (latest test)1 minute1 minute
Support first response5 minutes2 minutes
KYC time2 hours 30 minutesNot tested
Payout methodsBank transferBank Transfer
Gift card typesAMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, Razer Gold, Roblox, Sephora, Steam, Vanilla, XboxAmazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Nike, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox
KYC requirementsGexipay requested BVN, NIN, a selfie, proof of address, home address and date of birth. Verification took about two hours and 30 minutes and was approved.Legit Card did not request identity verification during our test. We created the account using an email address, phone number, full name, and password.
Fee structure₦100 withdrawal feeNo trading or withdrawal fee was recorded during our test. Legit Cards displayed ₦22,400 for the trade, credited ₦22,400 to the wallet, and the researcher received ₦22,400 in their bank account.
Minimum trade₦10Not recorded
Maximum trade₦500Not recorded

Frequently asked questions

Is Gexipay or LegitCards better overall?

Gexipay is better overall. It scores 7.6 out of 10 against 6.3 for LegitCards, based on our own trades on both platforms.

Which gives a better gift card rate, Gexipay or LegitCards?

There is no meaningful difference. Our gift card rates score is 8.3 for Gexipay and 8.3 for LegitCards, so compare the live rate for your specific card before trading.

Which pays out faster, Gexipay or LegitCards?

Gexipay paid out faster in our test: 4 minutes to complete the trade against 1 hour 31 minutes on LegitCards. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.

Which has faster customer support, Gexipay or LegitCards?

LegitCards replied first. Support took 2 minutes to answer at LegitCards and 5 minutes at Gexipay when we contacted them during testing.