GC Buying vs Payora: Which Should You Trade With?
Score by dimension
| Dimension | GC Buying | Payora |
|---|---|---|
| Gift card rates | 8.2 / 10GC Buying wins | 7.1 / 10 |
| Payout speed | 7.5 / 10GC Buying wins | N/A |
| Trade experience | 8.0 / 10GC Buying wins | 4.0 / 10 |
| Support & disputes | 8.0 / 10GC Buying wins | 1.9 / 10 |
| KYC & onboarding | 9.0 / 10GC Buying wins | 7.0 / 10 |
| Product quality | 8.0 / 10GC Buying wins | 5.0 / 10 |
| Other features | 8.5 / 10 | 8.5 / 10 |
| Security & trust | 8.0 / 10GC Buying wins | 5.0 / 10 |
| Reputation | 8.0 / 10GC Buying wins | 5.0 / 10 |
| App reviews | 8.4 / 10GC Buying wins | 8.3 / 10 |
| Overall | 8.2 / 10 | 5.8 / 10 |
Side-by-side facts
| Detail | GC Buying | Payora |
|---|---|---|
| Rate received (latest test) | GC Buying displayed a rate of ₦1,115 per $1 for our $10 US Razer Gold e-code. The expected payout and amount received were both ₦11,150. No fee was recorded. | Payora displayed ₦966.373 per dollar and an expected payout of ₦9,663.73 for our $10 Razer Gold e-code. The card was rejected, so no rate was actually received and no payout was made. |
| Tested payout time (latest test) | 10 minutes | Not tested |
| Bank withdrawal time (latest test) | 5 minutes | Not recorded |
| Support first response | 3 minutes | Not tested |
| KYC time | 1 minute | 10 minutes |
| Payout methods | Bank Transfer, Cryptocurrency | Bank transfer |
| Gift card types | Amazon, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Razer Gold, Steam, Vanilla |
| KYC requirements | GC Buying asked for BVN, NIN and a selfie. Verification took one minute and was approved. | Payora requested a BVN, home address, full name, date of birth, gender and state of origin. Approval took about one minute, but the full process took about ten minutes because the app crashed twice. |
| Fee structure | No trading or withdrawal fee observed. | No completed payout was available because the card was rejected. Payora showed a minimum withdrawal of ₦500 during the test. |
| Minimum trade | ₦5 | Not recorded |
Frequently asked questions
Is GC Buying or Payora better overall?
GC Buying is better overall. It scores 8.2 out of 10 against 5.8 for Payora, based on our own trades on both platforms.
Which gives a better gift card rate, GC Buying or Payora?
GC Buying rated better on the card we traded. Our gift card rates score is 8.2 for GC Buying and 7.1 for Payora. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Is verification quicker on GC Buying or Payora?
GC Buying verified us more quickly, taking 1 minute against 10 minutes on Payora.