Cardtonic vs PGold: Which Should You Trade With?
Score by dimension
| Dimension | Cardtonic | PGold |
|---|---|---|
| Gift card rates | 9.5 / 10Cardtonic wins | 7.2 / 10 |
| Payout speed | 9.5 / 10Cardtonic wins | 7.5 / 10 |
| Trade experience | 9.0 / 10Cardtonic wins | 6.0 / 10 |
| Support & disputes | 8.9 / 10Cardtonic wins | 8.0 / 10 |
| KYC & onboarding | 9.0 / 10Cardtonic wins | N/A |
| Product quality | 9.4 / 10Cardtonic wins | 7.0 / 10 |
| Other features | 9.0 / 10Cardtonic wins | 7.0 / 10 |
| Security & trust | 9.5 / 10Cardtonic wins | 7.0 / 10 |
| Reputation | 9.5 / 10Cardtonic wins | 7.0 / 10 |
| App reviews | 8.7 / 10 | 8.7 / 10 |
| Overall | 9.2 / 10 | 7.3 / 10 |
Side-by-side facts
| Detail | Cardtonic | PGold |
|---|---|---|
| Rate received (latest test) | Cardtonic processed our $5 US Razer Gold e-code at ₦1,175 per dollar and paid ₦5,875. The displayed and received amounts matched, and no selling or bank-payment deduction was recorded. | PGold processed our $50 US Razer Gold e-code at ₦1,000 per dollar and paid ₦50,000. The separate bank withdrawal took 7 minutes. |
| Tested payout time (latest test) | 1 minute | 6 minutes |
| Bank withdrawal time (latest test) | 1 minute | 7 minutes |
| Support first response | 3 minutes | 3 minutes |
| KYC time | 4 minutes | Not tested |
| Payout methods | Bank transfer, Wallet balance | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Nike, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Cardtonic has basic and advanced KYC levels. Basic KYC required a date of birth, BVN and a clear selfie. Advanced KYC required a valid government-issued ID and proof of address. Both levels took six minutes to complete. Advanced KYC was approved in four minutes. | PGold did not require completed identity verification during our test. BVN and selfie fields were listed, but they were not completed and did not prevent the trade. |
| Fee structure | No selling or bank-withdrawal fee was recorded during the tested transaction. Cardtonic displayed an expected payout of ₦5,875 for the $5 Razer Gold e-code, and the researcher received ₦5,875. | No trading or bank-payment deduction was recorded. |
Frequently asked questions
Is Cardtonic or PGold better overall?
Cardtonic is better overall. It scores 9.2 out of 10 against 7.3 for PGold, based on our own trades on both platforms.
Which gives a better gift card rate, Cardtonic or PGold?
Cardtonic rated better on the card we traded. Our gift card rates score is 9.5 for Cardtonic and 7.2 for PGold. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Cardtonic or PGold?
Cardtonic paid out faster in our test: 1 minute to complete the trade against 6 minutes on PGold. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.