Cardtonic vs Iraters: Which Should You Trade With?
Score by dimension
| Dimension | Cardtonic | Iraters |
|---|---|---|
| Gift card rates | 9.5 / 10Cardtonic wins | 7.9 / 10 |
| Payout speed | 9.5 / 10Cardtonic wins | 4.5 / 10 |
| Trade experience | 9.0 / 10Cardtonic wins | 4.0 / 10 |
| Support & disputes | 8.9 / 10Cardtonic wins | 4.0 / 10 |
| KYC & onboarding | 9.0 / 10Cardtonic wins | N/A |
| Product quality | 9.4 / 10Cardtonic wins | 4.0 / 10 |
| Other features | 9.0 / 10Cardtonic wins | 4.0 / 10 |
| Security & trust | 9.5 / 10Cardtonic wins | 4.0 / 10 |
| Reputation | 9.5 / 10Cardtonic wins | 4.0 / 10 |
| App reviews | 8.7 / 10 | 9.8 / 10Iraters wins |
| Overall | 9.2 / 10 | 5.1 / 10 |
Side-by-side facts
| Detail | Cardtonic | Iraters |
|---|---|---|
| Rate received (latest test) | Cardtonic processed our $5 US Razer Gold e-code at ₦1,175 per dollar and paid ₦5,875. The displayed and received amounts matched, and no selling or bank-payment deduction was recorded. | Iraters displayed a payout of ₦11,100 for our $10 US Razer Gold e-code, giving a rate of ₦1,110 per $1. |
| Tested payout time (latest test) | 1 minute | 32 minutes |
| Bank withdrawal time (latest test) | 1 minute | 32 minutes |
| Support first response | 3 minutes | 35 minutes |
| KYC time | 4 minutes | Not tested |
| Payout methods | Bank transfer, Wallet balance | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Steam, Vanilla, Xbox |
| KYC requirements | Cardtonic has basic and advanced KYC levels. Basic KYC required a date of birth, BVN and a clear selfie. Advanced KYC required a valid government-issued ID and proof of address. Both levels took six minutes to complete. Advanced KYC was approved in four minutes. | Iraters did not ask us to complete identity verification. Registration required a name, email address, phone number, password and date of birth, but no BVN, ID or selfie was requested. |
| Fee structure | No selling or bank-withdrawal fee was recorded during the tested transaction. Cardtonic displayed an expected payout of ₦5,875 for the $5 Razer Gold e-code, and the researcher received ₦5,875. | a fee of 100 was deducted |
Frequently asked questions
Is Cardtonic or Iraters better overall?
Cardtonic is better overall. It scores 9.2 out of 10 against 5.1 for Iraters, based on our own trades on both platforms.
Which gives a better gift card rate, Cardtonic or Iraters?
Cardtonic rated better on the card we traded. Our gift card rates score is 9.5 for Cardtonic and 7.9 for Iraters. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Cardtonic or Iraters?
Cardtonic paid out faster in our test: 1 minute to complete the trade against 32 minutes on Iraters. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Cardtonic or Iraters?
Cardtonic replied first. Support took 3 minutes to answer at Cardtonic and 35 minutes at Iraters when we contacted them during testing.