Cardsale vs Payora: Which Should You Trade With?
Score by dimension
| Dimension | Cardsale | Payora |
|---|---|---|
| Gift card rates | 7.4 / 10Cardsale wins | 7.1 / 10 |
| Payout speed | 9.5 / 10Cardsale wins | N/A |
| Trade experience | 8.0 / 10Cardsale wins | 4.0 / 10 |
| Support & disputes | 8.0 / 10Cardsale wins | 1.9 / 10 |
| KYC & onboarding | N/A | 7.0 / 10Payora wins |
| Product quality | 8.0 / 10Cardsale wins | 5.0 / 10 |
| Other features | 7.0 / 10 | 8.5 / 10Payora wins |
| Security & trust | 8.0 / 10Cardsale wins | 5.0 / 10 |
| Reputation | 7.9 / 10Cardsale wins | 5.0 / 10 |
| App reviews | 9.0 / 10Cardsale wins | 8.3 / 10 |
| Overall | 8.1 / 10 | 5.8 / 10 |
Side-by-side facts
| Detail | Cardsale | Payora |
|---|---|---|
| Rate received (latest test) | CardSale offered ₦1,072.73 per $1 for our $10 US Razer Gold e-code. The displayed payout was ₦10,738.02, and ₦10,738 reached the bank after rounding. No withdrawal fee was recorded. | Payora displayed ₦966.373 per dollar and an expected payout of ₦9,663.73 for our $10 Razer Gold e-code. The card was rejected, so no rate was actually received and no payout was made. |
| Tested payout time (latest test) | 1 minute | Not tested |
| Bank withdrawal time (latest test) | 1 minute | Not recorded |
| Support first response | 2 minutes | Not tested |
| KYC time | Not tested | 10 minutes |
| Payout methods | Bank transfer | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Razer Gold, Steam, Vanilla |
| KYC requirements | CardSale did not ask us to complete identity verification. We created the account with an email address, phone number and password and were able to continue without submitting BVN, an ID or a selfie. | Payora requested a BVN, home address, full name, date of birth, gender and state of origin. Approval took about one minute, but the full process took about ten minutes because the app crashed twice. |
| Fee structure | No withdrawal fee observed | No completed payout was available because the card was rejected. Payora showed a minimum withdrawal of ₦500 during the test. |
Frequently asked questions
Is Cardsale or Payora better overall?
Cardsale is better overall. It scores 8.1 out of 10 against 5.8 for Payora, based on our own trades on both platforms.
Which gives a better gift card rate, Cardsale or Payora?
Cardsale rated better on the card we traded. Our gift card rates score is 7.4 for Cardsale and 7.1 for Payora. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.