Carding vs Vivakard: Which Should You Trade With?
Score by dimension
| Dimension | Carding | Vivakard |
|---|---|---|
| Gift card rates | 7.3 / 10 | 9.0 / 10Vivakard wins |
| Payout speed | 9.0 / 10 | 9.5 / 10Vivakard wins |
| Trade experience | 8.5 / 10 | 8.5 / 10 |
| Support & disputes | 7.0 / 10 | 8.7 / 10Vivakard wins |
| KYC & onboarding | N/A | N/A |
| Product quality | 7.9 / 10 | 8.7 / 10Vivakard wins |
| Other features | 6.0 / 10 | 8.0 / 10Vivakard wins |
| Security & trust | 8.0 / 10Carding wins | 7.0 / 10 |
| Reputation | 8.0 / 10Carding wins | 7.0 / 10 |
| App reviews | 9.1 / 10Carding wins | 8.9 / 10 |
| Overall | 7.9 / 10 | 8.4 / 10 |
Side-by-side facts
| Detail | Carding | Vivakard |
|---|---|---|
| Rate received (latest test) | The tested $10 US Razer Gold e-code paid ₦10,589, giving an effective rate of ₦1,058.90 per dollar. | Vivakard displayed a rate of ₦1,147 per $1 and an expected payout of ₦11,478 for our $10 US Razer Gold e-code. The researcher received ₦12,000, including a bonus whose amount and basis were not specified. |
| Tested payout time (latest test) | 2 minutes | 1 minute |
| Bank withdrawal time (latest test) | 1 minute | 2 minutes |
| Support first response | 2 minutes | 2 minutes |
| Payout methods | Bank transfer | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Carding did not request identity verification during our test. The account was created using an email address, phone number and password. | Vivakard did not ask us to complete identity verification. We created the account with a name, email address and password and were able to trade without submitting BVN, an ID or a selfie. |
| Fee structure | No trading or withdrawal fee was recorded during our test. The expected payout, settlement amount and final bank payment were all ₦10,589. | No fee observed |
Frequently asked questions
Is Carding or Vivakard better overall?
Vivakard is better overall. It scores 8.4 out of 10 against 7.9 for Carding, based on our own trades on both platforms.
Which gives a better gift card rate, Carding or Vivakard?
Vivakard rated better on the card we traded. Our gift card rates score is 7.3 for Carding and 9.0 for Vivakard. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Carding or Vivakard?
Vivakard paid out faster in our test: 1 minute to complete the trade against 2 minutes on Carding. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.

