Carding vs Pandar: Which Should You Trade With?
Score by dimension
| Dimension | Carding | Pandar |
|---|---|---|
| Gift card rates | 7.3 / 10 | 8.6 / 10Pandar wins |
| Payout speed | 9.0 / 10 | 9.5 / 10Pandar wins |
| Trade experience | 8.5 / 10Carding wins | 7.0 / 10 |
| Support & disputes | 7.0 / 10 | 8.0 / 10Pandar wins |
| KYC & onboarding | N/A | 9.0 / 10Pandar wins |
| Product quality | 7.9 / 10Carding wins | 7.0 / 10 |
| Other features | 6.0 / 10 | 8.0 / 10Pandar wins |
| Security & trust | 8.0 / 10 | 8.6 / 10Pandar wins |
| Reputation | 8.0 / 10 | 8.6 / 10Pandar wins |
| App reviews | 9.1 / 10Carding wins | 9.0 / 10 |
| Overall | 7.9 / 10 | 8.3 / 10 |
Side-by-side facts
| Detail | Carding | Pandar |
|---|---|---|
| Rate received (latest test) | The tested $10 US Razer Gold e-code paid ₦10,589, giving an effective rate of ₦1,058.90 per dollar. | Pandar displayed a rate of ₦1,130 per $1 for our $20 US Razer Gold e-code. The trade credited ₦22,600 to the wallet. After the ₦150 withdrawal fee, ₦22,450 reached the bank account. |
| Tested payout time (latest test) | 2 minutes | 1 minute |
| Bank withdrawal time (latest test) | 1 minute | 1 minute |
| Support first response | 2 minutes | 5 minutes |
| KYC time | Not tested | 1 minute |
| Payout methods | Bank transfer | Bant Transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, Razer Gold, Roblox, Steam, Vanilla, Xbox |
| KYC requirements | Carding did not request identity verification during our test. The account was created using an email address, phone number and password. | Pandar asked us to provide BVN, NIN and proof of address. The verification was approved immediately. |
| Fee structure | No trading or withdrawal fee was recorded during our test. The expected payout, settlement amount and final bank payment were all ₦10,589. | 150 |
| Minimum trade | Not recorded | ₦10 |
| Maximum trade | Not recorded | ₦500 |
Frequently asked questions
Is Carding or Pandar better overall?
Pandar is better overall. It scores 8.3 out of 10 against 7.9 for Carding, based on our own trades on both platforms.
Which gives a better gift card rate, Carding or Pandar?
Pandar rated better on the card we traded. Our gift card rates score is 7.3 for Carding and 8.6 for Pandar. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Carding or Pandar?
Pandar paid out faster in our test: 1 minute to complete the trade against 2 minutes on Carding. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Carding or Pandar?
Carding replied first. Support took 2 minutes to answer at Carding and 5 minutes at Pandar when we contacted them during testing.