Cardify Africa vs Sogo: Which Should You Trade With?
Score by dimension
| Dimension | Cardify Africa | Sogo |
|---|---|---|
| Gift card rates | 6.8 / 10 | 7.0 / 10Sogo wins |
| Payout speed | 3.5 / 10 | 5.5 / 10Sogo wins |
| Trade experience | 4.0 / 10 | 7.5 / 10Sogo wins |
| Support & disputes | 6.0 / 10 | 6.0 / 10 |
| KYC & onboarding | 8.5 / 10 | 8.5 / 10 |
| Product quality | 8.0 / 10 | 8.5 / 10Sogo wins |
| Other features | 9.0 / 10Cardify Africa wins | 8.5 / 10 |
| Security & trust | 8.0 / 10 | 8.5 / 10Sogo wins |
| Reputation | 8.0 / 10 | 8.0 / 10 |
| App reviews | 8.2 / 10 | 8.9 / 10Sogo wins |
| Overall | 7.0 / 10 | 7.7 / 10 |
Side-by-side facts
| Detail | Cardify Africa | Sogo |
|---|---|---|
| Rate received (latest test) | Not recorded | Sogo paid ₦950 per dollar for our $20 US Razer Gold e-code, producing ₦19,000. A ₦100 withdrawal fee reduced the final bank amount to ₦18,900. |
| Tested payout time (latest test) | 14 hours 57 minutes | 21 minutes |
| Bank withdrawal time (latest test) | 1 minute | 1 minute |
| Support first response | 5 minutes | 15 minutes |
| KYC time | 5 minutes | 5 minutes |
| Payout methods | Bank Transfer | Bank transfer |
| Gift card types | Amazon, Razer Gold | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, PlayStation, Razer Gold, Sephora, Steam, Vanilla |
| KYC requirements | The KYC process began with basic verification using a phone OTP and email address. Level 2 offered verification with either a BVN or NIN, while Level 3 required an accepted identity document, a selfie and a utility bill. The researcher completed the KYC process in five minutes. | Sogo requested a BVN and selfie. The full process took about five minutes, and approval arrived in about one minute. |
| Fee structure | Cardify did not charge a fee for the gift card trade. The completed trade credited ₦14,000 to the researcher’s Cardify wallet. Cardify then charged a ₦100 withdrawal fee, so ₦13,900 reached the researcher’s bank account. | The $20 trade produced ₦19,000. A ₦100 withdrawal fee reduced the bank payment to ₦18,900. |
Frequently asked questions
Is Cardify Africa or Sogo better overall?
Sogo is better overall. It scores 7.7 out of 10 against 7.0 for Cardify Africa, based on our own trades on both platforms.
Which gives a better gift card rate, Cardify Africa or Sogo?
There is no meaningful difference. Our gift card rates score is 6.8 for Cardify Africa and 7.0 for Sogo, so compare the live rate for your specific card before trading.
Which pays out faster, Cardify Africa or Sogo?
Sogo paid out faster in our test: 21 minutes to complete the trade against 14 hours 57 minutes on Cardify Africa. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Cardify Africa or Sogo?
Cardify Africa replied first. Support took 5 minutes to answer at Cardify Africa and 15 minutes at Sogo when we contacted them during testing.