Cardify Africa vs Prestmit: Which Should You Trade With?
Score by dimension
| Dimension | Cardify Africa | Prestmit |
|---|---|---|
| Gift card rates | 6.8 / 10 | 8.9 / 10Prestmit wins |
| Payout speed | 3.5 / 10 | 7.5 / 10Prestmit wins |
| Trade experience | 4.0 / 10 | 9.0 / 10Prestmit wins |
| Support & disputes | 6.0 / 10 | 9.0 / 10Prestmit wins |
| KYC & onboarding | 8.5 / 10Cardify Africa wins | 8.0 / 10 |
| Product quality | 8.0 / 10 | 8.0 / 10 |
| Other features | 9.0 / 10Cardify Africa wins | 8.9 / 10 |
| Security & trust | 8.0 / 10 | 8.6 / 10Prestmit wins |
| Reputation | 8.0 / 10 | 9.0 / 10Prestmit wins |
| App reviews | 8.2 / 10 | 9.0 / 10Prestmit wins |
| Overall | 7.0 / 10 | 8.6 / 10 |
Side-by-side facts
| Detail | Cardify Africa | Prestmit |
|---|---|---|
| Rate received (latest test) | Not recorded | Prestmit displayed ₦1,145 per dollar for the $20 USA Razer Gold e-code and credited ₦22,900 to the wallet. A ₦50 withdrawal fee was deducted, so the bank received ₦22,850. |
| Tested payout time (latest test) | 14 hours 57 minutes | 7 minutes |
| Bank withdrawal time (latest test) | 1 minute | 1 minute |
| Support first response | 5 minutes | 1 minute |
| KYC time | 5 minutes | 1 minute |
| Payout methods | Bank Transfer | Bank transfer |
| Gift card types | Amazon, Razer Gold | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | The KYC process began with basic verification using a phone OTP and email address. Level 2 offered verification with either a BVN or NIN, while Level 3 required an accepted identity document, a selfie and a utility bill. The researcher completed the KYC process in five minutes. | Prestmit required the researcher's full name, date of birth, phone number and BVN for the KYC completed during this test. The verification was approved in one minute. |
| Fee structure | Cardify did not charge a fee for the gift card trade. The completed trade credited ₦14,000 to the researcher’s Cardify wallet. Cardify then charged a ₦100 withdrawal fee, so ₦13,900 reached the researcher’s bank account. | Prestmit credited ₦22,900 to the researcher's wallet after the tested gift card trade. It charged a ₦50 withdrawal fee, so ₦22,850 was sent to the researcher's bank account. |
Frequently asked questions
Is Cardify Africa or Prestmit better overall?
Prestmit is better overall. It scores 8.6 out of 10 against 7.0 for Cardify Africa, based on our own trades on both platforms.
Which gives a better gift card rate, Cardify Africa or Prestmit?
Prestmit rated better on the card we traded. Our gift card rates score is 6.8 for Cardify Africa and 8.9 for Prestmit. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Cardify Africa or Prestmit?
Prestmit paid out faster in our test: 7 minutes to complete the trade against 14 hours 57 minutes on Cardify Africa. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Cardify Africa or Prestmit?
Prestmit replied first. Support took 1 minute to answer at Prestmit and 5 minutes at Cardify Africa when we contacted them during testing.
Is verification quicker on Cardify Africa or Prestmit?
Prestmit verified us more quickly, taking 1 minute against 5 minutes on Cardify Africa.