Cardify Africa vs Myridima: Which Should You Trade With?
Score by dimension
| Dimension | Cardify Africa | Myridima |
|---|---|---|
| Gift card rates | 6.8 / 10 | 8.9 / 10Myridima wins |
| Payout speed | 3.5 / 10 | 7.5 / 10Myridima wins |
| Trade experience | 4.0 / 10 | 8.0 / 10Myridima wins |
| Support & disputes | 6.0 / 10 | 8.0 / 10Myridima wins |
| KYC & onboarding | 8.5 / 10Cardify Africa wins | 8.4 / 10 |
| Product quality | 8.0 / 10 | 8.1 / 10Myridima wins |
| Other features | 9.0 / 10Cardify Africa wins | 8.8 / 10 |
| Security & trust | 8.0 / 10 | 8.2 / 10Myridima wins |
| Reputation | 8.0 / 10 | 8.5 / 10Myridima wins |
| App reviews | 8.2 / 10 | 9.2 / 10Myridima wins |
| Overall | 7.0 / 10 | 8.4 / 10 |
Side-by-side facts
| Detail | Cardify Africa | Myridima |
|---|---|---|
| Rate received (latest test) | Not recorded | Ridima displayed ₦1,145 per dollar for our $50 US Razer Gold e-code. The expected payout, trade payment and final bank amount were all ₦57,250. No fee was recorded. |
| Tested payout time (latest test) | 14 hours 57 minutes | 6 minutes |
| Bank withdrawal time (latest test) | 1 minute | 3 minutes |
| Support first response | 5 minutes | 4 minutes |
| KYC time | 5 minutes | 5 minutes |
| Payout methods | Bank Transfer | Bank transfer |
| Gift card types | Amazon, Razer Gold | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, Razer Gold, Steam, Vanilla, Xbox |
| KYC requirements | The KYC process began with basic verification using a phone OTP and email address. Level 2 offered verification with either a BVN or NIN, while Level 3 required an accepted identity document, a selfie and a utility bill. The researcher completed the KYC process in five minutes. | Ridima uses tiered verification. Phone and email completed the first tier during signup. The second tier requested a government-issued ID and selfie and took about five minutes. |
| Fee structure | Cardify did not charge a fee for the gift card trade. The completed trade credited ₦14,000 to the researcher’s Cardify wallet. Cardify then charged a ₦100 withdrawal fee, so ₦13,900 reached the researcher’s bank account. | No trading or withdrawal fee was recorded. |
Frequently asked questions
Is Cardify Africa or Myridima better overall?
Myridima is better overall. It scores 8.4 out of 10 against 7.0 for Cardify Africa, based on our own trades on both platforms.
Which gives a better gift card rate, Cardify Africa or Myridima?
Myridima rated better on the card we traded. Our gift card rates score is 6.8 for Cardify Africa and 8.9 for Myridima. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Cardify Africa or Myridima?
Myridima paid out faster in our test: 6 minutes to complete the trade against 14 hours 57 minutes on Cardify Africa. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Cardify Africa or Myridima?
Myridima replied first. Support took 4 minutes to answer at Myridima and 5 minutes at Cardify Africa when we contacted them during testing.