Cardify Africa vs Iraters: Which Should You Trade With?
Score by dimension
| Dimension | Cardify Africa | Iraters |
|---|---|---|
| Gift card rates | 6.8 / 10 | 7.9 / 10Iraters wins |
| Payout speed | 3.5 / 10 | 4.5 / 10Iraters wins |
| Trade experience | 4.0 / 10 | 4.0 / 10 |
| Support & disputes | 6.0 / 10Cardify Africa wins | 4.0 / 10 |
| KYC & onboarding | 8.5 / 10Cardify Africa wins | N/A |
| Product quality | 8.0 / 10Cardify Africa wins | 4.0 / 10 |
| Other features | 9.0 / 10Cardify Africa wins | 4.0 / 10 |
| Security & trust | 8.0 / 10Cardify Africa wins | 4.0 / 10 |
| Reputation | 8.0 / 10Cardify Africa wins | 4.0 / 10 |
| App reviews | 8.2 / 10 | 9.8 / 10Iraters wins |
| Overall | 7.0 / 10 | 5.1 / 10 |
Side-by-side facts
| Detail | Cardify Africa | Iraters |
|---|---|---|
| Rate received (latest test) | Not recorded | Iraters displayed a payout of ₦11,100 for our $10 US Razer Gold e-code, giving a rate of ₦1,110 per $1. |
| Tested payout time (latest test) | 14 hours 57 minutes | 32 minutes |
| Bank withdrawal time (latest test) | 1 minute | 32 minutes |
| Support first response | 5 minutes | 35 minutes |
| KYC time | 5 minutes | Not tested |
| Payout methods | Bank Transfer | Bank transfer |
| Gift card types | Amazon, Razer Gold | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Steam, Vanilla, Xbox |
| KYC requirements | The KYC process began with basic verification using a phone OTP and email address. Level 2 offered verification with either a BVN or NIN, while Level 3 required an accepted identity document, a selfie and a utility bill. The researcher completed the KYC process in five minutes. | Iraters did not ask us to complete identity verification. Registration required a name, email address, phone number, password and date of birth, but no BVN, ID or selfie was requested. |
| Fee structure | Cardify did not charge a fee for the gift card trade. The completed trade credited ₦14,000 to the researcher’s Cardify wallet. Cardify then charged a ₦100 withdrawal fee, so ₦13,900 reached the researcher’s bank account. | a fee of 100 was deducted |
Frequently asked questions
Is Cardify Africa or Iraters better overall?
Cardify Africa is better overall. It scores 7.0 out of 10 against 5.1 for Iraters, based on our own trades on both platforms.
Which gives a better gift card rate, Cardify Africa or Iraters?
Iraters rated better on the card we traded. Our gift card rates score is 6.8 for Cardify Africa and 7.9 for Iraters. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Cardify Africa or Iraters?
Iraters paid out faster in our test: 32 minutes to complete the trade against 14 hours 57 minutes on Cardify Africa. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Cardify Africa or Iraters?
Cardify Africa replied first. Support took 5 minutes to answer at Cardify Africa and 35 minutes at Iraters when we contacted them during testing.