Cardify Africa vs Cardsale: Which Should You Trade With?
Score by dimension
| Dimension | Cardify Africa | Cardsale |
|---|---|---|
| Gift card rates | 6.8 / 10 | 7.4 / 10Cardsale wins |
| Payout speed | 3.5 / 10 | 9.5 / 10Cardsale wins |
| Trade experience | 4.0 / 10 | 8.0 / 10Cardsale wins |
| Support & disputes | 6.0 / 10 | 8.0 / 10Cardsale wins |
| KYC & onboarding | 8.5 / 10Cardify Africa wins | N/A |
| Product quality | 8.0 / 10 | 8.0 / 10 |
| Other features | 9.0 / 10Cardify Africa wins | 7.0 / 10 |
| Security & trust | 8.0 / 10 | 8.0 / 10 |
| Reputation | 8.0 / 10Cardify Africa wins | 7.9 / 10 |
| App reviews | 8.2 / 10 | 9.0 / 10Cardsale wins |
| Overall | 7.0 / 10 | 8.1 / 10 |
Side-by-side facts
| Detail | Cardify Africa | Cardsale |
|---|---|---|
| Rate received (latest test) | Not recorded | CardSale offered ₦1,072.73 per $1 for our $10 US Razer Gold e-code. The displayed payout was ₦10,738.02, and ₦10,738 reached the bank after rounding. No withdrawal fee was recorded. |
| Tested payout time (latest test) | 14 hours 57 minutes | 1 minute |
| Bank withdrawal time (latest test) | 1 minute | 1 minute |
| Support first response | 5 minutes | 2 minutes |
| KYC time | 5 minutes | Not tested |
| Payout methods | Bank Transfer | Bank transfer |
| Gift card types | Amazon, Razer Gold | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | The KYC process began with basic verification using a phone OTP and email address. Level 2 offered verification with either a BVN or NIN, while Level 3 required an accepted identity document, a selfie and a utility bill. The researcher completed the KYC process in five minutes. | CardSale did not ask us to complete identity verification. We created the account with an email address, phone number and password and were able to continue without submitting BVN, an ID or a selfie. |
| Fee structure | Cardify did not charge a fee for the gift card trade. The completed trade credited ₦14,000 to the researcher’s Cardify wallet. Cardify then charged a ₦100 withdrawal fee, so ₦13,900 reached the researcher’s bank account. | No withdrawal fee observed |
Frequently asked questions
Is Cardify Africa or Cardsale better overall?
Cardsale is better overall. It scores 8.1 out of 10 against 7.0 for Cardify Africa, based on our own trades on both platforms.
Which gives a better gift card rate, Cardify Africa or Cardsale?
Cardsale rated better on the card we traded. Our gift card rates score is 6.8 for Cardify Africa and 7.4 for Cardsale. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Cardify Africa or Cardsale?
Cardsale paid out faster in our test: 1 minute to complete the trade against 14 hours 57 minutes on Cardify Africa. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Cardify Africa or Cardsale?
Cardsale replied first. Support took 2 minutes to answer at Cardsale and 5 minutes at Cardify Africa when we contacted them during testing.