Cardgoal vs Gexipay: Which Should You Trade With?
Score by dimension
| Dimension | Cardgoal | Gexipay |
|---|---|---|
| Gift card rates | 8.0 / 10 | 8.3 / 10Gexipay wins |
| Payout speed | 9.0 / 10Cardgoal wins | 8.0 / 10 |
| Trade experience | 8.0 / 10 | 9.0 / 10Gexipay wins |
| Support & disputes | 8.0 / 10Cardgoal wins | 7.0 / 10 |
| KYC & onboarding | N/A | 5.0 / 10Gexipay wins |
| Product quality | 7.5 / 10Cardgoal wins | 7.0 / 10 |
| Other features | 7.0 / 10 | 7.0 / 10 |
| Security & trust | 8.0 / 10Cardgoal wins | 7.0 / 10 |
| Reputation | 8.0 / 10 | 8.0 / 10 |
| App reviews | 8.8 / 10 | 9.4 / 10Gexipay wins |
| Overall | 8.0 / 10 | 7.6 / 10 |
Side-by-side facts
| Detail | Cardgoal | Gexipay |
|---|---|---|
| Rate received (latest test) | Cardgoal displayed a rate of ₦1,110.60 per $1 for our $10 US Razer Gold e-code. The expected payout and final amount received were both ₦11,106. No withdrawal fee was recorded. | Gexipay displayed a rate of ₦1,120 per $1 for our $10 US Razer Gold e-code. The trade credited ₦11,200 to the wallet. After the ₦100 withdrawal fee, ₦11,100 reached the bank account. |
| Tested payout time (latest test) | 2 minutes | 4 minutes |
| Bank withdrawal time (latest test) | 5 minutes | 1 minute |
| Support first response | 5 minutes | 5 minutes |
| KYC time | Not tested | 2 hours 30 minutes |
| Payout methods | Bank transfer | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Cardgoal did not ask us to complete identity verification. The account was created with an email address, and no BVN, ID or selfie was requested during our test. | Gexipay requested BVN, NIN, a selfie, proof of address, home address and date of birth. Verification took about two hours and 30 minutes and was approved. |
| Fee structure | No withdrawal fee observed | ₦100 withdrawal fee |
| Minimum trade | Not recorded | ₦10 |
| Maximum trade | Not recorded | ₦500 |
Frequently asked questions
Is Cardgoal or Gexipay better overall?
Cardgoal is better overall. It scores 8.0 out of 10 against 7.6 for Gexipay, based on our own trades on both platforms.
Which gives a better gift card rate, Cardgoal or Gexipay?
Gexipay rated better on the card we traded. Our gift card rates score is 8.0 for Cardgoal and 8.3 for Gexipay. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Cardgoal or Gexipay?
Cardgoal paid out faster in our test: 2 minutes to complete the trade against 4 minutes on Gexipay. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which should I use, Cardgoal or Gexipay?
Use Gexipay if the rate matters most, and Cardgoal if you want the trade completed quickly. Gexipay scored higher on gift card rates and Cardgoal scored higher on payout speed.