Cardgoal vs Cardify Africa: Which Should You Trade With?
Score by dimension
| Dimension | Cardgoal | Cardify Africa |
|---|---|---|
| Gift card rates | 8.0 / 10Cardgoal wins | 6.8 / 10 |
| Payout speed | 9.0 / 10Cardgoal wins | 3.5 / 10 |
| Trade experience | 8.0 / 10Cardgoal wins | 4.0 / 10 |
| Support & disputes | 8.0 / 10Cardgoal wins | 6.0 / 10 |
| KYC & onboarding | N/A | 8.5 / 10Cardify Africa wins |
| Product quality | 7.5 / 10 | 8.0 / 10Cardify Africa wins |
| Other features | 7.0 / 10 | 9.0 / 10Cardify Africa wins |
| Security & trust | 8.0 / 10 | 8.0 / 10 |
| Reputation | 8.0 / 10 | 8.0 / 10 |
| App reviews | 8.8 / 10Cardgoal wins | 8.2 / 10 |
| Overall | 8.0 / 10 | 7.0 / 10 |
Side-by-side facts
| Detail | Cardgoal | Cardify Africa |
|---|---|---|
| Rate received (latest test) | Cardgoal displayed a rate of ₦1,110.60 per $1 for our $10 US Razer Gold e-code. The expected payout and final amount received were both ₦11,106. No withdrawal fee was recorded. | Not recorded |
| Tested payout time (latest test) | 2 minutes | 14 hours 57 minutes |
| Bank withdrawal time (latest test) | 5 minutes | 1 minute |
| Support first response | 5 minutes | 5 minutes |
| KYC time | Not tested | 5 minutes |
| Payout methods | Bank transfer | Bank Transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, Razer Gold |
| KYC requirements | Cardgoal did not ask us to complete identity verification. The account was created with an email address, and no BVN, ID or selfie was requested during our test. | The KYC process began with basic verification using a phone OTP and email address. Level 2 offered verification with either a BVN or NIN, while Level 3 required an accepted identity document, a selfie and a utility bill. The researcher completed the KYC process in five minutes. |
| Fee structure | No withdrawal fee observed | Cardify did not charge a fee for the gift card trade. The completed trade credited ₦14,000 to the researcher’s Cardify wallet. Cardify then charged a ₦100 withdrawal fee, so ₦13,900 reached the researcher’s bank account. |
Frequently asked questions
Is Cardgoal or Cardify Africa better overall?
Cardgoal is better overall. It scores 8.0 out of 10 against 7.0 for Cardify Africa, based on our own trades on both platforms.
Which gives a better gift card rate, Cardgoal or Cardify Africa?
Cardgoal rated better on the card we traded. Our gift card rates score is 8.0 for Cardgoal and 6.8 for Cardify Africa. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Cardgoal or Cardify Africa?
Cardgoal paid out faster in our test: 2 minutes to complete the trade against 14 hours 57 minutes on Cardify Africa. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.