Cardcosmic vs Yesa: Which Should You Trade With?
Score by dimension
| Dimension | Cardcosmic | Yesa |
|---|---|---|
| Gift card rates | 7.8 / 10Cardcosmic wins | 7.7 / 10 |
| Payout speed | 9.0 / 10Cardcosmic wins | 8.0 / 10 |
| Trade experience | 8.5 / 10Cardcosmic wins | 7.5 / 10 |
| Support & disputes | 8.5 / 10Cardcosmic wins | 8.0 / 10 |
| KYC & onboarding | N/A | 8.0 / 10Yesa wins |
| Product quality | 7.0 / 10 | 8.0 / 10Yesa wins |
| Other features | 4.0 / 10 | 9.0 / 10Yesa wins |
| Security & trust | 8.0 / 10Cardcosmic wins | 7.5 / 10 |
| Reputation | 9.0 / 10Cardcosmic wins | 7.9 / 10 |
| App reviews | 8.6 / 10 | 9.2 / 10Yesa wins |
| Overall | 7.8 / 10 | 8.1 / 10 |
Side-by-side facts
| Detail | Cardcosmic | Yesa |
|---|---|---|
| Rate received (latest test) | The tested $20 US Razer Gold e-code was quoted at ₦1,107 per dollar. Cardcosmic displayed a sale price of ₦22,140, which matched the amount received in the bank. | Yesa applied ₦1,099 per dollar to the successful $10 Razer Gold trade, producing ₦10,990. A ₦40 deduction reduced the bank payment to ₦10,950. |
| Tested payout time (latest test) | 2 minutes | 4 minutes |
| Bank withdrawal time (latest test) | 2 minutes | 1 minute |
| Support first response | 3 minutes | 6 minutes |
| KYC time | Not tested | 5 minutes |
| Payout methods | Bank Transfer | Bank transfer, Cryptocurrency |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, Razer Gold, Sephora, Steam, Vanilla |
| KYC requirements | Cardcosmic did not request identity verification during our test. The account was created using a full name, email address, phone number and password. | Yesa requested a BVN, NIN and selfie. The full process took about five minutes, and approval arrived in under one minute. |
| Fee structure | No gift card trading fee was recorded during our test. Cardcosmic charged ₦100 to withdraw from the wallet to a bank account. The wallet balance before withdrawal was ₦22,240, and the researcher received ₦22,140 in the bank. | The trade produced ₦10,990. A ₦40 deduction reduced the final bank amount to ₦10,950. |
Frequently asked questions
Is Cardcosmic or Yesa better overall?
Yesa is better overall. It scores 8.1 out of 10 against 7.8 for Cardcosmic, based on our own trades on both platforms.
Which gives a better gift card rate, Cardcosmic or Yesa?
There is no meaningful difference. Our gift card rates score is 7.8 for Cardcosmic and 7.7 for Yesa, so compare the live rate for your specific card before trading.
Which pays out faster, Cardcosmic or Yesa?
Cardcosmic paid out faster in our test: 2 minutes to complete the trade against 4 minutes on Yesa. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Cardcosmic or Yesa?
Cardcosmic replied first. Support took 3 minutes to answer at Cardcosmic and 6 minutes at Yesa when we contacted them during testing.

