Cardcosmic vs Sekiapp: Which Should You Trade With?
Score by dimension
| Dimension | Cardcosmic | Sekiapp |
|---|---|---|
| Gift card rates | 7.8 / 10 | 8.8 / 10Sekiapp wins |
| Payout speed | 9.0 / 10Cardcosmic wins | 7.5 / 10 |
| Trade experience | 8.5 / 10Cardcosmic wins | 8.0 / 10 |
| Support & disputes | 8.5 / 10Cardcosmic wins | 8.0 / 10 |
| KYC & onboarding | N/A | 8.9 / 10Sekiapp wins |
| Product quality | 7.0 / 10 | 8.0 / 10Sekiapp wins |
| Other features | 4.0 / 10 | 9.0 / 10Sekiapp wins |
| Security & trust | 8.0 / 10 | 8.0 / 10 |
| Reputation | 9.0 / 10Cardcosmic wins | 8.0 / 10 |
| App reviews | 8.6 / 10 | 9.1 / 10Sekiapp wins |
| Overall | 7.8 / 10 | 8.3 / 10 |
Side-by-side facts
| Detail | Cardcosmic | Sekiapp |
|---|---|---|
| Rate received (latest test) | The tested $20 US Razer Gold e-code was quoted at ₦1,107 per dollar. Cardcosmic displayed a sale price of ₦22,140, which matched the amount received in the bank. | Sekiapp displayed ₦1,140 per dollar for our $20 US Razer Gold e-code. The trade value was ₦22,800. A ₦100 transaction fee and ₦50 VAT reduced the bank payment to ₦22,650. |
| Tested payout time (latest test) | 2 minutes | 6 minutes |
| Bank withdrawal time (latest test) | 2 minutes | 1 minute |
| Support first response | 3 minutes | 3 minutes |
| KYC time | Not tested | 1 minute |
| Payout methods | Bank Transfer | Bank transfer, Cryptocurrency |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Razer Gold, Steam, Vanilla |
| KYC requirements | Cardcosmic did not request identity verification during our test. The account was created using a full name, email address, phone number and password. | Sekiapp requested a name, date of birth, BVN and selfie before the dashboard was available. The process was approved in about 30 seconds. |
| Fee structure | No gift card trading fee was recorded during our test. Cardcosmic charged ₦100 to withdraw from the wallet to a bank account. The wallet balance before withdrawal was ₦22,240, and the researcher received ₦22,140 in the bank. | The $20 trade produced ₦22,800. A ₦100 transaction fee and ₦50 VAT were deducted, leaving ₦22,650. |
Frequently asked questions
Is Cardcosmic or Sekiapp better overall?
Sekiapp is better overall. It scores 8.3 out of 10 against 7.8 for Cardcosmic, based on our own trades on both platforms.
Which gives a better gift card rate, Cardcosmic or Sekiapp?
Sekiapp rated better on the card we traded. Our gift card rates score is 7.8 for Cardcosmic and 8.8 for Sekiapp. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Cardcosmic or Sekiapp?
Cardcosmic paid out faster in our test: 2 minutes to complete the trade against 6 minutes on Sekiapp. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which should I use, Cardcosmic or Sekiapp?
Use Sekiapp if the rate matters most, and Cardcosmic if you want the trade completed quickly. Sekiapp scored higher on gift card rates and Cardcosmic scored higher on payout speed.