Cardcosmic vs Prestmit: Which Should You Trade With?
Score by dimension
| Dimension | Cardcosmic | Prestmit |
|---|---|---|
| Gift card rates | 7.8 / 10 | 8.9 / 10Prestmit wins |
| Payout speed | 9.0 / 10Cardcosmic wins | 7.5 / 10 |
| Trade experience | 8.5 / 10 | 9.0 / 10Prestmit wins |
| Support & disputes | 8.5 / 10 | 9.0 / 10Prestmit wins |
| KYC & onboarding | N/A | 8.0 / 10Prestmit wins |
| Product quality | 7.0 / 10 | 8.0 / 10Prestmit wins |
| Other features | 4.0 / 10 | 8.9 / 10Prestmit wins |
| Security & trust | 8.0 / 10 | 8.6 / 10Prestmit wins |
| Reputation | 9.0 / 10 | 9.0 / 10 |
| App reviews | 8.6 / 10 | 9.0 / 10Prestmit wins |
| Overall | 7.8 / 10 | 8.6 / 10 |
Side-by-side facts
| Detail | Cardcosmic | Prestmit |
|---|---|---|
| Rate received (latest test) | The tested $20 US Razer Gold e-code was quoted at ₦1,107 per dollar. Cardcosmic displayed a sale price of ₦22,140, which matched the amount received in the bank. | Prestmit displayed ₦1,145 per dollar for the $20 USA Razer Gold e-code and credited ₦22,900 to the wallet. A ₦50 withdrawal fee was deducted, so the bank received ₦22,850. |
| Tested payout time (latest test) | 2 minutes | 7 minutes |
| Bank withdrawal time (latest test) | 2 minutes | 1 minute |
| Support first response | 3 minutes | 1 minute |
| KYC time | Not tested | 1 minute |
| Payout methods | Bank Transfer | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Cardcosmic did not request identity verification during our test. The account was created using a full name, email address, phone number and password. | Prestmit required the researcher's full name, date of birth, phone number and BVN for the KYC completed during this test. The verification was approved in one minute. |
| Fee structure | No gift card trading fee was recorded during our test. Cardcosmic charged ₦100 to withdraw from the wallet to a bank account. The wallet balance before withdrawal was ₦22,240, and the researcher received ₦22,140 in the bank. | Prestmit credited ₦22,900 to the researcher's wallet after the tested gift card trade. It charged a ₦50 withdrawal fee, so ₦22,850 was sent to the researcher's bank account. |
Frequently asked questions
Is Cardcosmic or Prestmit better overall?
Prestmit is better overall. It scores 8.6 out of 10 against 7.8 for Cardcosmic, based on our own trades on both platforms.
Which gives a better gift card rate, Cardcosmic or Prestmit?
Prestmit rated better on the card we traded. Our gift card rates score is 7.8 for Cardcosmic and 8.9 for Prestmit. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Cardcosmic or Prestmit?
Cardcosmic paid out faster in our test: 2 minutes to complete the trade against 7 minutes on Prestmit. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Cardcosmic or Prestmit?
Prestmit replied first. Support took 1 minute to answer at Prestmit and 3 minutes at Cardcosmic when we contacted them during testing.
Which should I use, Cardcosmic or Prestmit?
Use Prestmit if the rate matters most, and Cardcosmic if you want the trade completed quickly. Prestmit scored higher on gift card rates and Cardcosmic scored higher on payout speed.