Cardcosmic vs PGold: Which Should You Trade With?
Score by dimension
| Dimension | Cardcosmic | PGold |
|---|---|---|
| Gift card rates | 7.8 / 10Cardcosmic wins | 7.2 / 10 |
| Payout speed | 9.0 / 10Cardcosmic wins | 7.5 / 10 |
| Trade experience | 8.5 / 10Cardcosmic wins | 6.0 / 10 |
| Support & disputes | 8.5 / 10Cardcosmic wins | 8.0 / 10 |
| KYC & onboarding | N/A | N/A |
| Product quality | 7.0 / 10 | 7.0 / 10 |
| Other features | 4.0 / 10 | 7.0 / 10PGold wins |
| Security & trust | 8.0 / 10Cardcosmic wins | 7.0 / 10 |
| Reputation | 9.0 / 10Cardcosmic wins | 7.0 / 10 |
| App reviews | 8.6 / 10 | 8.7 / 10PGold wins |
| Overall | 7.8 / 10 | 7.3 / 10 |
Side-by-side facts
| Detail | Cardcosmic | PGold |
|---|---|---|
| Rate received (latest test) | The tested $20 US Razer Gold e-code was quoted at ₦1,107 per dollar. Cardcosmic displayed a sale price of ₦22,140, which matched the amount received in the bank. | PGold processed our $50 US Razer Gold e-code at ₦1,000 per dollar and paid ₦50,000. The separate bank withdrawal took 7 minutes. |
| Tested payout time (latest test) | 2 minutes | 6 minutes |
| Bank withdrawal time (latest test) | 2 minutes | 7 minutes |
| Support first response | 3 minutes | 3 minutes |
| Payout methods | Bank Transfer | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Nike, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Cardcosmic did not request identity verification during our test. The account was created using a full name, email address, phone number and password. | PGold did not require completed identity verification during our test. BVN and selfie fields were listed, but they were not completed and did not prevent the trade. |
| Fee structure | No gift card trading fee was recorded during our test. Cardcosmic charged ₦100 to withdraw from the wallet to a bank account. The wallet balance before withdrawal was ₦22,240, and the researcher received ₦22,140 in the bank. | No trading or bank-payment deduction was recorded. |
Frequently asked questions
Is Cardcosmic or PGold better overall?
Cardcosmic is better overall. It scores 7.8 out of 10 against 7.3 for PGold, based on our own trades on both platforms.
Which gives a better gift card rate, Cardcosmic or PGold?
Cardcosmic rated better on the card we traded. Our gift card rates score is 7.8 for Cardcosmic and 7.2 for PGold. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Cardcosmic or PGold?
Cardcosmic paid out faster in our test: 2 minutes to complete the trade against 6 minutes on PGold. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.