Cardcosmic vs Myridima: Which Should You Trade With?
Score by dimension
| Dimension | Cardcosmic | Myridima |
|---|---|---|
| Gift card rates | 7.8 / 10 | 8.9 / 10Myridima wins |
| Payout speed | 9.0 / 10Cardcosmic wins | 7.5 / 10 |
| Trade experience | 8.5 / 10Cardcosmic wins | 8.0 / 10 |
| Support & disputes | 8.5 / 10Cardcosmic wins | 8.0 / 10 |
| KYC & onboarding | N/A | 8.4 / 10Myridima wins |
| Product quality | 7.0 / 10 | 8.1 / 10Myridima wins |
| Other features | 4.0 / 10 | 8.8 / 10Myridima wins |
| Security & trust | 8.0 / 10 | 8.2 / 10Myridima wins |
| Reputation | 9.0 / 10Cardcosmic wins | 8.5 / 10 |
| App reviews | 8.6 / 10 | 9.2 / 10Myridima wins |
| Overall | 7.8 / 10 | 8.4 / 10 |
Side-by-side facts
| Detail | Cardcosmic | Myridima |
|---|---|---|
| Rate received (latest test) | The tested $20 US Razer Gold e-code was quoted at ₦1,107 per dollar. Cardcosmic displayed a sale price of ₦22,140, which matched the amount received in the bank. | Ridima displayed ₦1,145 per dollar for our $50 US Razer Gold e-code. The expected payout, trade payment and final bank amount were all ₦57,250. No fee was recorded. |
| Tested payout time (latest test) | 2 minutes | 6 minutes |
| Bank withdrawal time (latest test) | 2 minutes | 3 minutes |
| Support first response | 3 minutes | 4 minutes |
| KYC time | Not tested | 5 minutes |
| Payout methods | Bank Transfer | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, Razer Gold, Steam, Vanilla, Xbox |
| KYC requirements | Cardcosmic did not request identity verification during our test. The account was created using a full name, email address, phone number and password. | Ridima uses tiered verification. Phone and email completed the first tier during signup. The second tier requested a government-issued ID and selfie and took about five minutes. |
| Fee structure | No gift card trading fee was recorded during our test. Cardcosmic charged ₦100 to withdraw from the wallet to a bank account. The wallet balance before withdrawal was ₦22,240, and the researcher received ₦22,140 in the bank. | No trading or withdrawal fee was recorded. |
Frequently asked questions
Is Cardcosmic or Myridima better overall?
Myridima is better overall. It scores 8.4 out of 10 against 7.8 for Cardcosmic, based on our own trades on both platforms.
Which gives a better gift card rate, Cardcosmic or Myridima?
Myridima rated better on the card we traded. Our gift card rates score is 7.8 for Cardcosmic and 8.9 for Myridima. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Cardcosmic or Myridima?
Cardcosmic paid out faster in our test: 2 minutes to complete the trade against 6 minutes on Myridima. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Cardcosmic or Myridima?
Cardcosmic replied first. Support took 3 minutes to answer at Cardcosmic and 4 minutes at Myridima when we contacted them during testing.
Which should I use, Cardcosmic or Myridima?
Use Myridima if the rate matters most, and Cardcosmic if you want the trade completed quickly. Myridima scored higher on gift card rates and Cardcosmic scored higher on payout speed.