Cardcosmic vs LegitCards: Which Should You Trade With?
Score by dimension
| Dimension | Cardcosmic | LegitCards |
|---|---|---|
| Gift card rates | 7.8 / 10 | 8.3 / 10LegitCards wins |
| Payout speed | 9.0 / 10Cardcosmic wins | 3.5 / 10 |
| Trade experience | 8.5 / 10Cardcosmic wins | 5.0 / 10 |
| Support & disputes | 8.5 / 10 | 9.0 / 10LegitCards wins |
| KYC & onboarding | N/A | N/A |
| Product quality | 7.0 / 10 | 7.0 / 10 |
| Other features | 4.0 / 10 | 4.0 / 10 |
| Security & trust | 8.0 / 10Cardcosmic wins | 4.0 / 10 |
| Reputation | 9.0 / 10Cardcosmic wins | 7.0 / 10 |
| App reviews | 8.6 / 10 | 9.0 / 10LegitCards wins |
| Overall | 7.8 / 10 | 6.3 / 10 |
Side-by-side facts
| Detail | Cardcosmic | LegitCards |
|---|---|---|
| Rate received (latest test) | The tested $20 US Razer Gold e-code was quoted at ₦1,107 per dollar. Cardcosmic displayed a sale price of ₦22,140, which matched the amount received in the bank. | The tested $20 US Razer Gold e-code was quoted at ₦1,120 per dollar. The expected value, wallet credit and final bank payment were all ₦22,400. |
| Tested payout time (latest test) | 2 minutes | 1 hour 31 minutes |
| Bank withdrawal time (latest test) | 2 minutes | 1 minute |
| Support first response | 3 minutes | 2 minutes |
| Payout methods | Bank Transfer | Bank Transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Nike, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Cardcosmic did not request identity verification during our test. The account was created using a full name, email address, phone number and password. | Legit Card did not request identity verification during our test. We created the account using an email address, phone number, full name, and password. |
| Fee structure | No gift card trading fee was recorded during our test. Cardcosmic charged ₦100 to withdraw from the wallet to a bank account. The wallet balance before withdrawal was ₦22,240, and the researcher received ₦22,140 in the bank. | No trading or withdrawal fee was recorded during our test. Legit Cards displayed ₦22,400 for the trade, credited ₦22,400 to the wallet, and the researcher received ₦22,400 in their bank account. |
Frequently asked questions
Is Cardcosmic or LegitCards better overall?
Cardcosmic is better overall. It scores 7.8 out of 10 against 6.3 for LegitCards, based on our own trades on both platforms.
Which gives a better gift card rate, Cardcosmic or LegitCards?
LegitCards rated better on the card we traded. Our gift card rates score is 7.8 for Cardcosmic and 8.3 for LegitCards. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Cardcosmic or LegitCards?
Cardcosmic paid out faster in our test: 2 minutes to complete the trade against 1 hour 31 minutes on LegitCards. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Cardcosmic or LegitCards?
LegitCards replied first. Support took 2 minutes to answer at LegitCards and 3 minutes at Cardcosmic when we contacted them during testing.
Which should I use, Cardcosmic or LegitCards?
Use LegitCards if the rate matters most, and Cardcosmic if you want the trade completed quickly. LegitCards scored higher on gift card rates and Cardcosmic scored higher on payout speed.