Cardcosmic vs Jophab: Which Should You Trade With?
Score by dimension
| Dimension | Cardcosmic | Jophab |
|---|---|---|
| Gift card rates | 7.8 / 10 | 8.8 / 10Jophab wins |
| Payout speed | 9.0 / 10Cardcosmic wins | 7.5 / 10 |
| Trade experience | 8.5 / 10Cardcosmic wins | 8.0 / 10 |
| Support & disputes | 8.5 / 10Cardcosmic wins | 7.0 / 10 |
| KYC & onboarding | N/A | N/A |
| Product quality | 7.0 / 10 | 7.0 / 10 |
| Other features | 4.0 / 10 | 7.0 / 10Jophab wins |
| Security & trust | 8.0 / 10Cardcosmic wins | 7.0 / 10 |
| Reputation | 9.0 / 10Cardcosmic wins | 7.0 / 10 |
| App reviews | 8.6 / 10 | 8.9 / 10Jophab wins |
| Overall | 7.8 / 10 | 7.6 / 10 |
Side-by-side facts
| Detail | Cardcosmic | Jophab |
|---|---|---|
| Rate received (latest test) | The tested $20 US Razer Gold e-code was quoted at ₦1,107 per dollar. Cardcosmic displayed a sale price of ₦22,140, which matched the amount received in the bank. | Jophab processed our $50 US Razer Gold e-code at ₦1,140 per dollar and paid ₦57,000. The separate bank withdrawal took 6 minutes. |
| Tested payout time (latest test) | 2 minutes | 6 minutes |
| Bank withdrawal time (latest test) | 2 minutes | 6 minutes |
| Support first response | 3 minutes | 6 minutes |
| Payout methods | Bank Transfer | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, Razer Gold, Roblox, Sephora, Steam, Xbox |
| KYC requirements | Cardcosmic did not request identity verification during our test. The account was created using a full name, email address, phone number and password. | Jophab did not request identity verification during our test. The account was created using a full name, email address and phone number. |
| Fee structure | No gift card trading fee was recorded during our test. Cardcosmic charged ₦100 to withdraw from the wallet to a bank account. The wallet balance before withdrawal was ₦22,240, and the researcher received ₦22,140 in the bank. | No trading or bank-payment deduction was recorded. |
Frequently asked questions
Is Cardcosmic or Jophab better overall?
Cardcosmic is better overall. It scores 7.8 out of 10 against 7.6 for Jophab, based on our own trades on both platforms.
Which gives a better gift card rate, Cardcosmic or Jophab?
Jophab rated better on the card we traded. Our gift card rates score is 7.8 for Cardcosmic and 8.8 for Jophab. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Cardcosmic or Jophab?
Cardcosmic paid out faster in our test: 2 minutes to complete the trade against 6 minutes on Jophab. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Cardcosmic or Jophab?
Cardcosmic replied first. Support took 3 minutes to answer at Cardcosmic and 6 minutes at Jophab when we contacted them during testing.
Which should I use, Cardcosmic or Jophab?
Use Jophab if the rate matters most, and Cardcosmic if you want the trade completed quickly. Jophab scored higher on gift card rates and Cardcosmic scored higher on payout speed.