Cardcosmic vs GiftCardsToNaira: Which Should You Trade With?
Score by dimension
| Dimension | Cardcosmic | GiftCardsToNaira |
|---|---|---|
| Gift card rates | 7.8 / 10 | 7.9 / 10GiftCardsToNaira wins |
| Payout speed | 9.0 / 10Cardcosmic wins | 7.5 / 10 |
| Trade experience | 8.5 / 10Cardcosmic wins | 7.0 / 10 |
| Support & disputes | 8.5 / 10Cardcosmic wins | 7.0 / 10 |
| KYC & onboarding | N/A | N/A |
| Product quality | 7.0 / 10Cardcosmic wins | 6.0 / 10 |
| Other features | 4.0 / 10Cardcosmic wins | 2.5 / 10 |
| Security & trust | 8.0 / 10Cardcosmic wins | 5.0 / 10 |
| Reputation | 9.0 / 10Cardcosmic wins | 5.0 / 10 |
| App reviews | 8.6 / 10 | 8.9 / 10GiftCardsToNaira wins |
| Overall | 7.8 / 10 | 6.3 / 10 |
Side-by-side facts
| Detail | Cardcosmic | GiftCardsToNaira |
|---|---|---|
| Rate received (latest test) | The tested $20 US Razer Gold e-code was quoted at ₦1,107 per dollar. Cardcosmic displayed a sale price of ₦22,140, which matched the amount received in the bank. | GiftCardsToNaira processed our $50 US Razer Gold e-code at ₦1,110 per dollar and paid ₦55,500. The separate bank withdrawal took 7 minutes. |
| Tested payout time (latest test) | 2 minutes | 7 minutes |
| Bank withdrawal time (latest test) | 2 minutes | 7 minutes |
| Support first response | 3 minutes | 3 minutes |
| Payout methods | Bank Transfer | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, Razer Gold, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Cardcosmic did not request identity verification during our test. The account was created using a full name, email address, phone number and password. | GiftCardsToNaira did not request identity verification during our test. The account was created using a full name, email address, phone number, username and password. |
| Fee structure | No gift card trading fee was recorded during our test. Cardcosmic charged ₦100 to withdraw from the wallet to a bank account. The wallet balance before withdrawal was ₦22,240, and the researcher received ₦22,140 in the bank. | No trading or bank-payment deduction was recorded. |
Frequently asked questions
Is Cardcosmic or GiftCardsToNaira better overall?
Cardcosmic is better overall. It scores 7.8 out of 10 against 6.3 for GiftCardsToNaira, based on our own trades on both platforms.
Which gives a better gift card rate, Cardcosmic or GiftCardsToNaira?
There is no meaningful difference. Our gift card rates score is 7.8 for Cardcosmic and 7.9 for GiftCardsToNaira, so compare the live rate for your specific card before trading.
Which pays out faster, Cardcosmic or GiftCardsToNaira?
Cardcosmic paid out faster in our test: 2 minutes to complete the trade against 7 minutes on GiftCardsToNaira. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.