Cardbase vs Payora: Which Should You Trade With?
Score by dimension
| Dimension | Cardbase | Payora |
|---|---|---|
| Gift card rates | 8.6 / 10Cardbase wins | 7.1 / 10 |
| Payout speed | 8.0 / 10Cardbase wins | N/A |
| Trade experience | 9.5 / 10Cardbase wins | 4.0 / 10 |
| Support & disputes | 9.5 / 10Cardbase wins | 1.9 / 10 |
| KYC & onboarding | N/A | 7.0 / 10Payora wins |
| Product quality | 7.0 / 10Cardbase wins | 5.0 / 10 |
| Other features | 4.0 / 10 | 8.5 / 10Payora wins |
| Security & trust | 7.0 / 10Cardbase wins | 5.0 / 10 |
| Reputation | 7.0 / 10Cardbase wins | 5.0 / 10 |
| App reviews | 9.2 / 10Cardbase wins | 8.3 / 10 |
| Overall | 7.8 / 10 | 5.8 / 10 |
Side-by-side facts
| Detail | Cardbase | Payora |
|---|---|---|
| Rate received (latest test) | A rate of ₦1,130 per $1 was recorded for a $20 US Razer Gold e-code. Cardbase showed an expected payout of ₦22,600, and ₦22,600 was credited to the wallet. | Payora displayed ₦966.373 per dollar and an expected payout of ₦9,663.73 for our $10 Razer Gold e-code. The card was rejected, so no rate was actually received and no payout was made. |
| Tested payout time (latest test) | 4 minutes | Not tested |
| Bank withdrawal time (latest test) | 1 minute | Not recorded |
| Support first response | 3 minutes | Not tested |
| KYC time | Not tested | 10 minutes |
| Payout methods | Bank transfer | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Razer Gold, Steam, Vanilla |
| KYC requirements | Cardbase did not request identity verification during our test. The account was created using a full name, email address, phone number and username. | Payora requested a BVN, home address, full name, date of birth, gender and state of origin. Approval took about one minute, but the full process took about ten minutes because the app crashed twice. |
| Fee structure | No fee was recorded during our test | No completed payout was available because the card was rejected. Payora showed a minimum withdrawal of ₦500 during the test. |
| Minimum trade | ₦10 | Not recorded |
Frequently asked questions
Is Cardbase or Payora better overall?
Cardbase is better overall. It scores 7.8 out of 10 against 5.8 for Payora, based on our own trades on both platforms.
Which gives a better gift card rate, Cardbase or Payora?
Cardbase rated better on the card we traded. Our gift card rates score is 8.6 for Cardbase and 7.1 for Payora. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.