Apexpay vs Payora: Which Should You Trade With?
Score by dimension
| Dimension | Apexpay | Payora |
|---|---|---|
| Gift card rates | 8.1 / 10Apexpay wins | 7.1 / 10 |
| Payout speed | 6.5 / 10Apexpay wins | N/A |
| Trade experience | 7.2 / 10Apexpay wins | 4.0 / 10 |
| Support & disputes | 8.0 / 10Apexpay wins | 1.9 / 10 |
| KYC & onboarding | 8.0 / 10Apexpay wins | 7.0 / 10 |
| Product quality | 8.0 / 10Apexpay wins | 5.0 / 10 |
| Other features | 8.0 / 10 | 8.5 / 10Payora wins |
| Security & trust | 7.9 / 10Apexpay wins | 5.0 / 10 |
| Reputation | 7.9 / 10Apexpay wins | 5.0 / 10 |
| App reviews | 8.7 / 10Apexpay wins | 8.3 / 10 |
| Overall | 7.8 / 10 | 5.8 / 10 |
Side-by-side facts
| Detail | Apexpay | Payora |
|---|---|---|
| Rate received (latest test) | The payout for our $50 US Razer Gold e-code was ₦55,600, giving an actual rate of ₦1,112 per dollar. | Payora displayed ₦966.373 per dollar and an expected payout of ₦9,663.73 for our $10 Razer Gold e-code. The card was rejected, so no rate was actually received and no payout was made. |
| Tested payout time (latest test) | 16 minutes | Not tested |
| Bank withdrawal time (latest test) | 1 minute | Not recorded |
| Support first response | 2 minutes | Not tested |
| KYC time | 2 minutes | 10 minutes |
| Payout methods | Bank transfer, Cryptocurrency | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Nike, Razer Gold, Sephora, Steam, Xbox | Amazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Razer Gold, Steam, Vanilla |
| KYC requirements | Apexpay requested a BVN, government-issued ID and selfie. The process took about two minutes and was approved. | Payora requested a BVN, home address, full name, date of birth, gender and state of origin. Approval took about one minute, but the full process took about ten minutes because the app crashed twice. |
| Fee structure | No withdrawal fee was charged. | No completed payout was available because the card was rejected. Payora showed a minimum withdrawal of ₦500 during the test. |
Frequently asked questions
Is Apexpay or Payora better overall?
Apexpay is better overall. It scores 7.8 out of 10 against 5.8 for Payora, based on our own trades on both platforms.
Which gives a better gift card rate, Apexpay or Payora?
Apexpay rated better on the card we traded. Our gift card rates score is 8.1 for Apexpay and 7.1 for Payora. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Is verification quicker on Apexpay or Payora?
Apexpay verified us more quickly, taking 2 minutes against 10 minutes on Payora.