Apexpay vs CardKing: Which Should You Trade With?

7.8 / 10

Last tested: 16 Sept 2026

7.9 / 10

Last tested: 16 Sept 2026

Score by dimension

Apexpay and CardKing compared across all ten scoring dimensions
DimensionApexpayCardKing
Gift card rates8.1 / 10Apexpay wins6.9 / 10
Payout speed6.5 / 109.0 / 10CardKing wins
Trade experience7.2 / 10Apexpay wins7.0 / 10
Support & disputes8.0 / 108.0 / 10
KYC & onboarding8.0 / 10Apexpay winsN/A
Product quality8.0 / 108.0 / 10
Other features8.0 / 10Apexpay wins7.5 / 10
Security & trust7.9 / 108.0 / 10CardKing wins
Reputation7.9 / 107.9 / 10
App reviews8.7 / 109.0 / 10CardKing wins
Overall7.8 / 107.9 / 10

Side-by-side facts

Tested figures and platform facts for Apexpay and CardKing
DetailApexpayCardKing
Rate received (latest test)The payout for our $50 US Razer Gold e-code was ₦55,600, giving an actual rate of ₦1,112 per dollar.CardKing’s rate page displayed ₦1,153.23 per dollar and stated that physical cards and e-codes had the same rate. That would give an expected payout of ₦11,532.30 for our $10 card. The completed trade paid ₦8,520, equal to ₦852 per dollar. We therefore received ₦3,012.30 less than the payout calculated from the displayed rate.
Tested payout time (latest test)16 minutes2 minutes
Bank withdrawal time (latest test)1 minute1 minute
Support first response2 minutes2 minutes
KYC time2 minutesNot tested
Payout methodsBank transfer, CryptocurrencyBank transfer, Cryptocurrency
Gift card typesAmazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Nike, Razer Gold, Sephora, Steam, XboxAmazon, Apple / iTunes, PlayStation, Razer Gold, Sephora, Steam, Vanilla
KYC requirementsApexpay requested a BVN, government-issued ID and selfie. The process took about two minutes and was approved.CardKing did not request identity verification during our test. The account was created using an email address and password.
Fee structureNo withdrawal fee was charged.No trading or withdrawal fee was recorded.

Frequently asked questions

Is Apexpay or CardKing better overall?

CardKing is better overall. It scores 7.9 out of 10 against 7.8 for Apexpay, based on our own trades on both platforms.

Which gives a better gift card rate, Apexpay or CardKing?

Apexpay rated better on the card we traded. Our gift card rates score is 8.1 for Apexpay and 6.9 for CardKing. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.

Which pays out faster, Apexpay or CardKing?

CardKing paid out faster in our test: 2 minutes to complete the trade against 16 minutes on Apexpay. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.

Which should I use, Apexpay or CardKing?

Use Apexpay if the rate matters most, and CardKing if you want the trade completed quickly. Apexpay scored higher on gift card rates and CardKing scored higher on payout speed.