Apexpay vs CardKing: Which Should You Trade With?
Score by dimension
| Dimension | Apexpay | CardKing |
|---|---|---|
| Gift card rates | 8.1 / 10Apexpay wins | 6.9 / 10 |
| Payout speed | 6.5 / 10 | 9.0 / 10CardKing wins |
| Trade experience | 7.2 / 10Apexpay wins | 7.0 / 10 |
| Support & disputes | 8.0 / 10 | 8.0 / 10 |
| KYC & onboarding | 8.0 / 10Apexpay wins | N/A |
| Product quality | 8.0 / 10 | 8.0 / 10 |
| Other features | 8.0 / 10Apexpay wins | 7.5 / 10 |
| Security & trust | 7.9 / 10 | 8.0 / 10CardKing wins |
| Reputation | 7.9 / 10 | 7.9 / 10 |
| App reviews | 8.7 / 10 | 9.0 / 10CardKing wins |
| Overall | 7.8 / 10 | 7.9 / 10 |
Side-by-side facts
| Detail | Apexpay | CardKing |
|---|---|---|
| Rate received (latest test) | The payout for our $50 US Razer Gold e-code was ₦55,600, giving an actual rate of ₦1,112 per dollar. | CardKing’s rate page displayed ₦1,153.23 per dollar and stated that physical cards and e-codes had the same rate. That would give an expected payout of ₦11,532.30 for our $10 card. The completed trade paid ₦8,520, equal to ₦852 per dollar. We therefore received ₦3,012.30 less than the payout calculated from the displayed rate. |
| Tested payout time (latest test) | 16 minutes | 2 minutes |
| Bank withdrawal time (latest test) | 1 minute | 1 minute |
| Support first response | 2 minutes | 2 minutes |
| KYC time | 2 minutes | Not tested |
| Payout methods | Bank transfer, Cryptocurrency | Bank transfer, Cryptocurrency |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Nike, Razer Gold, Sephora, Steam, Xbox | Amazon, Apple / iTunes, PlayStation, Razer Gold, Sephora, Steam, Vanilla |
| KYC requirements | Apexpay requested a BVN, government-issued ID and selfie. The process took about two minutes and was approved. | CardKing did not request identity verification during our test. The account was created using an email address and password. |
| Fee structure | No withdrawal fee was charged. | No trading or withdrawal fee was recorded. |
Frequently asked questions
Is Apexpay or CardKing better overall?
CardKing is better overall. It scores 7.9 out of 10 against 7.8 for Apexpay, based on our own trades on both platforms.
Which gives a better gift card rate, Apexpay or CardKing?
Apexpay rated better on the card we traded. Our gift card rates score is 8.1 for Apexpay and 6.9 for CardKing. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Apexpay or CardKing?
CardKing paid out faster in our test: 2 minutes to complete the trade against 16 minutes on Apexpay. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which should I use, Apexpay or CardKing?
Use Apexpay if the rate matters most, and CardKing if you want the trade completed quickly. Apexpay scored higher on gift card rates and CardKing scored higher on payout speed.

