Apexpay vs Carding: Which Should You Trade With?
Score by dimension
| Dimension | Apexpay | Carding |
|---|---|---|
| Gift card rates | 8.1 / 10Apexpay wins | 7.3 / 10 |
| Payout speed | 6.5 / 10 | 9.0 / 10Carding wins |
| Trade experience | 7.2 / 10 | 8.5 / 10Carding wins |
| Support & disputes | 8.0 / 10Apexpay wins | 7.0 / 10 |
| KYC & onboarding | 8.0 / 10Apexpay wins | N/A |
| Product quality | 8.0 / 10Apexpay wins | 7.9 / 10 |
| Other features | 8.0 / 10Apexpay wins | 6.0 / 10 |
| Security & trust | 7.9 / 10 | 8.0 / 10Carding wins |
| Reputation | 7.9 / 10 | 8.0 / 10Carding wins |
| App reviews | 8.7 / 10 | 9.1 / 10Carding wins |
| Overall | 7.8 / 10 | 7.9 / 10 |
Side-by-side facts
| Detail | Apexpay | Carding |
|---|---|---|
| Rate received (latest test) | The payout for our $50 US Razer Gold e-code was ₦55,600, giving an actual rate of ₦1,112 per dollar. | The tested $10 US Razer Gold e-code paid ₦10,589, giving an effective rate of ₦1,058.90 per dollar. |
| Tested payout time (latest test) | 16 minutes | 2 minutes |
| Bank withdrawal time (latest test) | 1 minute | 1 minute |
| Support first response | 2 minutes | 2 minutes |
| KYC time | 2 minutes | Not tested |
| Payout methods | Bank transfer, Cryptocurrency | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Nike, Razer Gold, Sephora, Steam, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Apexpay requested a BVN, government-issued ID and selfie. The process took about two minutes and was approved. | Carding did not request identity verification during our test. The account was created using an email address, phone number and password. |
| Fee structure | No withdrawal fee was charged. | No trading or withdrawal fee was recorded during our test. The expected payout, settlement amount and final bank payment were all ₦10,589. |
Frequently asked questions
Is Apexpay or Carding better overall?
Carding is better overall. It scores 7.9 out of 10 against 7.8 for Apexpay, based on our own trades on both platforms.
Which gives a better gift card rate, Apexpay or Carding?
Apexpay rated better on the card we traded. Our gift card rates score is 8.1 for Apexpay and 7.3 for Carding. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Apexpay or Carding?
Carding paid out faster in our test: 2 minutes to complete the trade against 16 minutes on Apexpay. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which should I use, Apexpay or Carding?
Use Apexpay if the rate matters most, and Carding if you want the trade completed quickly. Apexpay scored higher on gift card rates and Carding scored higher on payout speed.