ValueSwap vs Vivakard: Which Should You Trade With?
Score by dimension
| Dimension | ValueSwap | Vivakard |
|---|---|---|
| Gift card rates | 8.5 / 10 | 9.0 / 10Vivakard wins |
| Payout speed | 8.5 / 10 | 9.5 / 10Vivakard wins |
| Trade experience | 8.5 / 10 | 8.5 / 10 |
| Support & disputes | 9.0 / 10ValueSwap wins | 8.7 / 10 |
| KYC & onboarding | N/A | N/A |
| Product quality | 8.0 / 10 | 8.7 / 10Vivakard wins |
| Other features | 5.0 / 10 | 8.0 / 10Vivakard wins |
| Security & trust | 4.0 / 10 | 7.0 / 10Vivakard wins |
| Reputation | 5.0 / 10 | 7.0 / 10Vivakard wins |
| App reviews | 9.4 / 10ValueSwap wins | 8.9 / 10 |
| Overall | 7.3 / 10 | 8.4 / 10 |
Side-by-side facts
| Detail | ValueSwap | Vivakard |
|---|---|---|
| Rate received (latest test) | ValueSwap displayed a payout of ₦11,215 for our $10 US Razer Gold e-code, giving a rate of ₦1,121.50 per $1. The wallet received ₦11,215. After a ₦50 withdrawal deduction, ₦11,165 reached the bank account. | Vivakard displayed a rate of ₦1,147 per $1 and an expected payout of ₦11,478 for our $10 US Razer Gold e-code. The researcher received ₦12,000, including a bonus whose amount and basis were not specified. |
| Tested payout time (latest test) | 3 minutes | 1 minute |
| Bank withdrawal time (latest test) | 3 minutes | 2 minutes |
| Support first response | 5 minutes | 2 minutes |
| Payout methods | Bank transfer, Cryptocurrency | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | ValueSwap did not ask us to complete identity verification. Registration required a name, email address and password, while the referral and country fields were optional. | Vivakard did not ask us to complete identity verification. We created the account with a name, email address and password and were able to trade without submitting BVN, an ID or a selfie. |
| Fee structure | A ₦50 deduction applied during withdrawal | No fee observed |
Frequently asked questions
Is ValueSwap or Vivakard better overall?
Vivakard is better overall. It scores 8.4 out of 10 against 7.3 for ValueSwap, based on our own trades on both platforms.
Which gives a better gift card rate, ValueSwap or Vivakard?
Vivakard rated better on the card we traded. Our gift card rates score is 8.5 for ValueSwap and 9.0 for Vivakard. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, ValueSwap or Vivakard?
Vivakard paid out faster in our test: 1 minute to complete the trade against 3 minutes on ValueSwap. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, ValueSwap or Vivakard?
Vivakard replied first. Support took 2 minutes to answer at Vivakard and 5 minutes at ValueSwap when we contacted them during testing.

