Tbay vs Yesa: Which Should You Trade With?
Score by dimension
| Dimension | Tbay | Yesa |
|---|---|---|
| Gift card rates | 7.5 / 10 | 7.7 / 10Yesa wins |
| Payout speed | 7.5 / 10 | 8.0 / 10Yesa wins |
| Trade experience | 7.5 / 10 | 7.5 / 10 |
| Support & disputes | 8.0 / 10 | 8.0 / 10 |
| KYC & onboarding | N/A | 8.0 / 10Yesa wins |
| Product quality | 7.5 / 10 | 8.0 / 10Yesa wins |
| Other features | 7.5 / 10 | 9.0 / 10Yesa wins |
| Security & trust | 8.0 / 10Tbay wins | 7.5 / 10 |
| Reputation | 8.0 / 10Tbay wins | 7.9 / 10 |
| App reviews | 9.1 / 10 | 9.2 / 10Yesa wins |
| Overall | 7.8 / 10 | 8.1 / 10 |
Side-by-side facts
| Detail | Tbay | Yesa |
|---|---|---|
| Rate received (latest test) | We tested a $20 US Razer Gold e-code. The rate was 88.37%, or approximately 0.8837 points (₦1,077.63) per $1. | Yesa applied ₦1,099 per dollar to the successful $10 Razer Gold trade, producing ₦10,990. A ₦40 deduction reduced the bank payment to ₦10,950. |
| Tested payout time (latest test) | 10 minutes | 4 minutes |
| Bank withdrawal time (latest test) | 3 minutes | 1 minute |
| Support first response | 1 minute | 6 minutes |
| KYC time | Not tested | 5 minutes |
| Payout methods | Bank Transfer | Bank transfer, Cryptocurrency |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, Razer Gold, Sephora, Steam, Vanilla |
| KYC requirements | Tbay did not request identity verification during our test. The account was created using an email address, username and password. | Yesa requested a BVN, NIN and selfie. The full process took about five minutes, and approval arrived in under one minute. |
| Fee structure | For this trade, Tbay showed an order amount of approximately ₦23,540.23 (18.6989097 points) and a settled amount of approximately ₦21,552.53 (17.12 points). That leaves a difference of approximately ₦1,987.70 (1.5789097 points). The order page did not clearly label this total difference as a fee, so we calculated it by comparing the order amount with the settled amount. It should not be treated as a standard Tbay charge. The transaction breakdown also showed a dispute deduction of approximately ₦697.13 (0.55376 points). Tbay gave the reason as “incorrect balance or local currency.” This was specific to the tested transaction and is not presented as a regular Tbay fee. | The trade produced ₦10,990. A ₦40 deduction reduced the final bank amount to ₦10,950. |
Frequently asked questions
Is Tbay or Yesa better overall?
Yesa is better overall. It scores 8.1 out of 10 against 7.8 for Tbay, based on our own trades on both platforms.
Which gives a better gift card rate, Tbay or Yesa?
There is no meaningful difference. Our gift card rates score is 7.5 for Tbay and 7.7 for Yesa, so compare the live rate for your specific card before trading.
Which pays out faster, Tbay or Yesa?
Yesa paid out faster in our test: 4 minutes to complete the trade against 10 minutes on Tbay. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Tbay or Yesa?
Tbay replied first. Support took 1 minute to answer at Tbay and 6 minutes at Yesa when we contacted them during testing.