Sekiapp vs Vivakard: Which Should You Trade With?

8.3 / 10

Last tested: 16 Sept 2026

8.4 / 10

Last tested: 10 Sept 2026

Score by dimension

Sekiapp and Vivakard compared across all ten scoring dimensions
DimensionSekiappVivakard
Gift card rates8.8 / 109.0 / 10Vivakard wins
Payout speed7.5 / 109.5 / 10Vivakard wins
Trade experience8.0 / 108.5 / 10Vivakard wins
Support & disputes8.0 / 108.7 / 10Vivakard wins
KYC & onboarding8.9 / 10Sekiapp winsN/A
Product quality8.0 / 108.7 / 10Vivakard wins
Other features9.0 / 10Sekiapp wins8.0 / 10
Security & trust8.0 / 10Sekiapp wins7.0 / 10
Reputation8.0 / 10Sekiapp wins7.0 / 10
App reviews9.1 / 10Sekiapp wins8.9 / 10
Overall8.3 / 108.4 / 10

Side-by-side facts

Tested figures and platform facts for Sekiapp and Vivakard
DetailSekiappVivakard
Rate received (latest test)Sekiapp displayed ₦1,140 per dollar for our $20 US Razer Gold e-code. The trade value was ₦22,800. A ₦100 transaction fee and ₦50 VAT reduced the bank payment to ₦22,650.Vivakard displayed a rate of ₦1,147 per $1 and an expected payout of ₦11,478 for our $10 US Razer Gold e-code. The researcher received ₦12,000, including a bonus whose amount and basis were not specified.
Tested payout time (latest test)6 minutes1 minute
Bank withdrawal time (latest test)1 minute2 minutes
Support first response3 minutes2 minutes
KYC time1 minuteNot tested
Payout methodsBank transfer, CryptocurrencyBank transfer
Gift card typesAmazon, AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Razer Gold, Steam, VanillaAmazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox
KYC requirementsSekiapp requested a name, date of birth, BVN and selfie before the dashboard was available. The process was approved in about 30 seconds.Vivakard did not ask us to complete identity verification. We created the account with a name, email address and password and were able to trade without submitting BVN, an ID or a selfie.
Fee structureThe $20 trade produced ₦22,800. A ₦100 transaction fee and ₦50 VAT were deducted, leaving ₦22,650.No fee observed

Frequently asked questions

Is Sekiapp or Vivakard better overall?

Vivakard is better overall. It scores 8.4 out of 10 against 8.3 for Sekiapp, based on our own trades on both platforms.

Which gives a better gift card rate, Sekiapp or Vivakard?

There is no meaningful difference. Our gift card rates score is 8.8 for Sekiapp and 9.0 for Vivakard, so compare the live rate for your specific card before trading.

Which pays out faster, Sekiapp or Vivakard?

Vivakard paid out faster in our test: 1 minute to complete the trade against 6 minutes on Sekiapp. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.

Which has faster customer support, Sekiapp or Vivakard?

Vivakard replied first. Support took 2 minutes to answer at Vivakard and 3 minutes at Sekiapp when we contacted them during testing.