Sekiapp vs Tbay: Which Should You Trade With?
Score by dimension
| Dimension | Sekiapp | Tbay |
|---|---|---|
| Gift card rates | 8.8 / 10Sekiapp wins | 7.5 / 10 |
| Payout speed | 7.5 / 10 | 7.5 / 10 |
| Trade experience | 8.0 / 10Sekiapp wins | 7.5 / 10 |
| Support & disputes | 8.0 / 10 | 8.0 / 10 |
| KYC & onboarding | 8.9 / 10Sekiapp wins | N/A |
| Product quality | 8.0 / 10Sekiapp wins | 7.5 / 10 |
| Other features | 9.0 / 10Sekiapp wins | 7.5 / 10 |
| Security & trust | 8.0 / 10 | 8.0 / 10 |
| Reputation | 8.0 / 10 | 8.0 / 10 |
| App reviews | 9.1 / 10 | 9.1 / 10 |
| Overall | 8.3 / 10 | 7.8 / 10 |
Side-by-side facts
| Detail | Sekiapp | Tbay |
|---|---|---|
| Rate received (latest test) | Sekiapp displayed ₦1,140 per dollar for our $20 US Razer Gold e-code. The trade value was ₦22,800. A ₦100 transaction fee and ₦50 VAT reduced the bank payment to ₦22,650. | We tested a $20 US Razer Gold e-code. The rate was 88.37%, or approximately 0.8837 points (₦1,077.63) per $1. |
| Tested payout time (latest test) | 6 minutes | 10 minutes |
| Bank withdrawal time (latest test) | 1 minute | 3 minutes |
| Support first response | 3 minutes | 1 minute |
| KYC time | 1 minute | Not tested |
| Payout methods | Bank transfer, Cryptocurrency | Bank Transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Razer Gold, Steam, Vanilla | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Sekiapp requested a name, date of birth, BVN and selfie before the dashboard was available. The process was approved in about 30 seconds. | Tbay did not request identity verification during our test. The account was created using an email address, username and password. |
| Fee structure | The $20 trade produced ₦22,800. A ₦100 transaction fee and ₦50 VAT were deducted, leaving ₦22,650. | For this trade, Tbay showed an order amount of approximately ₦23,540.23 (18.6989097 points) and a settled amount of approximately ₦21,552.53 (17.12 points). That leaves a difference of approximately ₦1,987.70 (1.5789097 points). The order page did not clearly label this total difference as a fee, so we calculated it by comparing the order amount with the settled amount. It should not be treated as a standard Tbay charge. The transaction breakdown also showed a dispute deduction of approximately ₦697.13 (0.55376 points). Tbay gave the reason as “incorrect balance or local currency.” This was specific to the tested transaction and is not presented as a regular Tbay fee. |
Frequently asked questions
Is Sekiapp or Tbay better overall?
Sekiapp is better overall. It scores 8.3 out of 10 against 7.8 for Tbay, based on our own trades on both platforms.
Which gives a better gift card rate, Sekiapp or Tbay?
Sekiapp rated better on the card we traded. Our gift card rates score is 8.8 for Sekiapp and 7.5 for Tbay. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Sekiapp or Tbay?
Sekiapp paid out faster in our test: 6 minutes to complete the trade against 10 minutes on Tbay. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Sekiapp or Tbay?
Tbay replied first. Support took 1 minute to answer at Tbay and 3 minutes at Sekiapp when we contacted them during testing.