Prestmit vs Tbay: Which Should You Trade With?
Score by dimension
| Dimension | Prestmit | Tbay |
|---|---|---|
| Gift card rates | 8.9 / 10Prestmit wins | 7.5 / 10 |
| Payout speed | 7.5 / 10 | 7.5 / 10 |
| Trade experience | 9.0 / 10Prestmit wins | 7.5 / 10 |
| Support & disputes | 9.0 / 10Prestmit wins | 8.0 / 10 |
| KYC & onboarding | 8.0 / 10Prestmit wins | N/A |
| Product quality | 8.0 / 10Prestmit wins | 7.5 / 10 |
| Other features | 8.9 / 10Prestmit wins | 7.5 / 10 |
| Security & trust | 8.6 / 10Prestmit wins | 8.0 / 10 |
| Reputation | 9.0 / 10Prestmit wins | 8.0 / 10 |
| App reviews | 9.0 / 10 | 9.1 / 10Tbay wins |
| Overall | 8.6 / 10 | 7.8 / 10 |
Side-by-side facts
| Detail | Prestmit | Tbay |
|---|---|---|
| Rate received (latest test) | Prestmit displayed ₦1,145 per dollar for the $20 USA Razer Gold e-code and credited ₦22,900 to the wallet. A ₦50 withdrawal fee was deducted, so the bank received ₦22,850. | We tested a $20 US Razer Gold e-code. The rate was 88.37%, or approximately 0.8837 points (₦1,077.63) per $1. |
| Tested payout time (latest test) | 7 minutes | 10 minutes |
| Bank withdrawal time (latest test) | 1 minute | 3 minutes |
| Support first response | 1 minute | 1 minute |
| KYC time | 1 minute | Not tested |
| Payout methods | Bank transfer | Bank Transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Prestmit required the researcher's full name, date of birth, phone number and BVN for the KYC completed during this test. The verification was approved in one minute. | Tbay did not request identity verification during our test. The account was created using an email address, username and password. |
| Fee structure | Prestmit credited ₦22,900 to the researcher's wallet after the tested gift card trade. It charged a ₦50 withdrawal fee, so ₦22,850 was sent to the researcher's bank account. | For this trade, Tbay showed an order amount of approximately ₦23,540.23 (18.6989097 points) and a settled amount of approximately ₦21,552.53 (17.12 points). That leaves a difference of approximately ₦1,987.70 (1.5789097 points). The order page did not clearly label this total difference as a fee, so we calculated it by comparing the order amount with the settled amount. It should not be treated as a standard Tbay charge. The transaction breakdown also showed a dispute deduction of approximately ₦697.13 (0.55376 points). Tbay gave the reason as “incorrect balance or local currency.” This was specific to the tested transaction and is not presented as a regular Tbay fee. |
Frequently asked questions
Is Prestmit or Tbay better overall?
Prestmit is better overall. It scores 8.6 out of 10 against 7.8 for Tbay, based on our own trades on both platforms.
Which gives a better gift card rate, Prestmit or Tbay?
Prestmit rated better on the card we traded. Our gift card rates score is 8.9 for Prestmit and 7.5 for Tbay. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Prestmit or Tbay?
Prestmit paid out faster in our test: 7 minutes to complete the trade against 10 minutes on Tbay. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.