PGold vs Vivakard: Which Should You Trade With?
Score by dimension
| Dimension | PGold | Vivakard |
|---|---|---|
| Gift card rates | 7.2 / 10 | 9.0 / 10Vivakard wins |
| Payout speed | 7.5 / 10 | 9.5 / 10Vivakard wins |
| Trade experience | 6.0 / 10 | 8.5 / 10Vivakard wins |
| Support & disputes | 8.0 / 10 | 8.7 / 10Vivakard wins |
| KYC & onboarding | N/A | N/A |
| Product quality | 7.0 / 10 | 8.7 / 10Vivakard wins |
| Other features | 7.0 / 10 | 8.0 / 10Vivakard wins |
| Security & trust | 7.0 / 10 | 7.0 / 10 |
| Reputation | 7.0 / 10 | 7.0 / 10 |
| App reviews | 8.7 / 10 | 8.9 / 10Vivakard wins |
| Overall | 7.3 / 10 | 8.4 / 10 |
Side-by-side facts
| Detail | PGold | Vivakard |
|---|---|---|
| Rate received (latest test) | PGold processed our $50 US Razer Gold e-code at ₦1,000 per dollar and paid ₦50,000. The separate bank withdrawal took 7 minutes. | Vivakard displayed a rate of ₦1,147 per $1 and an expected payout of ₦11,478 for our $10 US Razer Gold e-code. The researcher received ₦12,000, including a bonus whose amount and basis were not specified. |
| Tested payout time (latest test) | 6 minutes | 1 minute |
| Bank withdrawal time (latest test) | 7 minutes | 2 minutes |
| Support first response | 3 minutes | 2 minutes |
| Payout methods | Bank transfer | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Nike, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | PGold did not require completed identity verification during our test. BVN and selfie fields were listed, but they were not completed and did not prevent the trade. | Vivakard did not ask us to complete identity verification. We created the account with a name, email address and password and were able to trade without submitting BVN, an ID or a selfie. |
| Fee structure | No trading or bank-payment deduction was recorded. | No fee observed |
Frequently asked questions
Is PGold or Vivakard better overall?
Vivakard is better overall. It scores 8.4 out of 10 against 7.3 for PGold, based on our own trades on both platforms.
Which gives a better gift card rate, PGold or Vivakard?
Vivakard rated better on the card we traded. Our gift card rates score is 7.2 for PGold and 9.0 for Vivakard. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, PGold or Vivakard?
Vivakard paid out faster in our test: 1 minute to complete the trade against 6 minutes on PGold. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, PGold or Vivakard?
Vivakard replied first. Support took 2 minutes to answer at Vivakard and 3 minutes at PGold when we contacted them during testing.