Pandar vs Vivakard: Which Should You Trade With?
Score by dimension
| Dimension | Pandar | Vivakard |
|---|---|---|
| Gift card rates | 8.6 / 10 | 9.0 / 10Vivakard wins |
| Payout speed | 9.5 / 10 | 9.5 / 10 |
| Trade experience | 7.0 / 10 | 8.5 / 10Vivakard wins |
| Support & disputes | 8.0 / 10 | 8.7 / 10Vivakard wins |
| KYC & onboarding | 9.0 / 10Pandar wins | N/A |
| Product quality | 7.0 / 10 | 8.7 / 10Vivakard wins |
| Other features | 8.0 / 10 | 8.0 / 10 |
| Security & trust | 8.6 / 10Pandar wins | 7.0 / 10 |
| Reputation | 8.6 / 10Pandar wins | 7.0 / 10 |
| App reviews | 9.0 / 10Pandar wins | 8.9 / 10 |
| Overall | 8.3 / 10 | 8.4 / 10 |
Side-by-side facts
| Detail | Pandar | Vivakard |
|---|---|---|
| Rate received (latest test) | Pandar displayed a rate of ₦1,130 per $1 for our $20 US Razer Gold e-code. The trade credited ₦22,600 to the wallet. After the ₦150 withdrawal fee, ₦22,450 reached the bank account. | Vivakard displayed a rate of ₦1,147 per $1 and an expected payout of ₦11,478 for our $10 US Razer Gold e-code. The researcher received ₦12,000, including a bonus whose amount and basis were not specified. |
| Tested payout time (latest test) | 1 minute | 1 minute |
| Bank withdrawal time (latest test) | 1 minute | 2 minutes |
| Support first response | 5 minutes | 2 minutes |
| KYC time | 1 minute | Not tested |
| Payout methods | Bant Transfer | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, Razer Gold, Roblox, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Pandar asked us to provide BVN, NIN and proof of address. The verification was approved immediately. | Vivakard did not ask us to complete identity verification. We created the account with a name, email address and password and were able to trade without submitting BVN, an ID or a selfie. |
| Fee structure | 150 | No fee observed |
| Minimum trade | ₦10 | Not recorded |
| Maximum trade | ₦500 | Not recorded |
Frequently asked questions
Is Pandar or Vivakard better overall?
Vivakard is better overall. It scores 8.4 out of 10 against 8.3 for Pandar, based on our own trades on both platforms.
Which gives a better gift card rate, Pandar or Vivakard?
Vivakard rated better on the card we traded. Our gift card rates score is 8.6 for Pandar and 9.0 for Vivakard. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which has faster customer support, Pandar or Vivakard?
Vivakard replied first. Support took 2 minutes to answer at Vivakard and 5 minutes at Pandar when we contacted them during testing.