Nosh vs Vivakard: Which Should You Trade With?
Score by dimension
| Dimension | Nosh | Vivakard |
|---|---|---|
| Gift card rates | 8.3 / 10 | 9.0 / 10Vivakard wins |
| Payout speed | 6.5 / 10 | 9.5 / 10Vivakard wins |
| Trade experience | 8.0 / 10 | 8.5 / 10Vivakard wins |
| Support & disputes | 8.0 / 10 | 8.7 / 10Vivakard wins |
| KYC & onboarding | 7.0 / 10Nosh wins | N/A |
| Product quality | 8.0 / 10 | 8.7 / 10Vivakard wins |
| Other features | 8.0 / 10 | 8.0 / 10 |
| Security & trust | 8.0 / 10Nosh wins | 7.0 / 10 |
| Reputation | 8.0 / 10Nosh wins | 7.0 / 10 |
| App reviews | 8.8 / 10 | 8.9 / 10Vivakard wins |
| Overall | 7.9 / 10 | 8.4 / 10 |
Side-by-side facts
| Detail | Nosh | Vivakard |
|---|---|---|
| Rate received (latest test) | A $20 US Razer Gold e-code was tested. Nosh displayed a rate of ₦1,120 per $1 and an expected payout of ₦22,400. | Vivakard displayed a rate of ₦1,147 per $1 and an expected payout of ₦11,478 for our $10 US Razer Gold e-code. The researcher received ₦12,000, including a bonus whose amount and basis were not specified. |
| Tested payout time (latest test) | 12 minutes | 1 minute |
| Bank withdrawal time (latest test) | 1 minute | 2 minutes |
| Support first response | 5 minutes | 2 minutes |
| KYC time | 3 hours | Not tested |
| Payout methods | Bank transfer | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Nosh used two verification stages during the test. Level 1 required a BVN and facial verification and was completed in less than one minute. Level 2 requested a government-issued ID, occupation and proof of address. The complete verification process was approved after approximately three hours. | Vivakard did not ask us to complete identity verification. We created the account with a name, email address and password and were able to trade without submitting BVN, an ID or a selfie. |
| Fee structure | Nosh displayed an expected payout of ₦22,400 for the tested $20 Razer Gold e-code. After the trade, ₦22,350 reached the researcher’s bank account. The ₦50 difference was recorded as a withdrawal processing fee. | No fee observed |
Frequently asked questions
Is Nosh or Vivakard better overall?
Vivakard is better overall. It scores 8.4 out of 10 against 7.9 for Nosh, based on our own trades on both platforms.
Which gives a better gift card rate, Nosh or Vivakard?
Vivakard rated better on the card we traded. Our gift card rates score is 8.3 for Nosh and 9.0 for Vivakard. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Nosh or Vivakard?
Vivakard paid out faster in our test: 1 minute to complete the trade against 12 minutes on Nosh. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Nosh or Vivakard?
Vivakard replied first. Support took 2 minutes to answer at Vivakard and 5 minutes at Nosh when we contacted them during testing.