Nosh vs Tbay: Which Should You Trade With?
Score by dimension
| Dimension | Nosh | Tbay |
|---|---|---|
| Gift card rates | 8.3 / 10Nosh wins | 7.5 / 10 |
| Payout speed | 6.5 / 10 | 7.5 / 10Tbay wins |
| Trade experience | 8.0 / 10Nosh wins | 7.5 / 10 |
| Support & disputes | 8.0 / 10 | 8.0 / 10 |
| KYC & onboarding | 7.0 / 10Nosh wins | N/A |
| Product quality | 8.0 / 10Nosh wins | 7.5 / 10 |
| Other features | 8.0 / 10Nosh wins | 7.5 / 10 |
| Security & trust | 8.0 / 10 | 8.0 / 10 |
| Reputation | 8.0 / 10 | 8.0 / 10 |
| App reviews | 8.8 / 10 | 9.1 / 10Tbay wins |
| Overall | 7.9 / 10 | 7.8 / 10 |
Side-by-side facts
| Detail | Nosh | Tbay |
|---|---|---|
| Rate received (latest test) | A $20 US Razer Gold e-code was tested. Nosh displayed a rate of ₦1,120 per $1 and an expected payout of ₦22,400. | We tested a $20 US Razer Gold e-code. The rate was 88.37%, or approximately 0.8837 points (₦1,077.63) per $1. |
| Tested payout time (latest test) | 12 minutes | 10 minutes |
| Bank withdrawal time (latest test) | 1 minute | 3 minutes |
| Support first response | 5 minutes | 1 minute |
| KYC time | 3 hours | Not tested |
| Payout methods | Bank transfer | Bank Transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Nosh used two verification stages during the test. Level 1 required a BVN and facial verification and was completed in less than one minute. Level 2 requested a government-issued ID, occupation and proof of address. The complete verification process was approved after approximately three hours. | Tbay did not request identity verification during our test. The account was created using an email address, username and password. |
| Fee structure | Nosh displayed an expected payout of ₦22,400 for the tested $20 Razer Gold e-code. After the trade, ₦22,350 reached the researcher’s bank account. The ₦50 difference was recorded as a withdrawal processing fee. | For this trade, Tbay showed an order amount of approximately ₦23,540.23 (18.6989097 points) and a settled amount of approximately ₦21,552.53 (17.12 points). That leaves a difference of approximately ₦1,987.70 (1.5789097 points). The order page did not clearly label this total difference as a fee, so we calculated it by comparing the order amount with the settled amount. It should not be treated as a standard Tbay charge. The transaction breakdown also showed a dispute deduction of approximately ₦697.13 (0.55376 points). Tbay gave the reason as “incorrect balance or local currency.” This was specific to the tested transaction and is not presented as a regular Tbay fee. |
Frequently asked questions
Is Nosh or Tbay better overall?
Nosh is better overall. It scores 7.9 out of 10 against 7.8 for Tbay, based on our own trades on both platforms.
Which gives a better gift card rate, Nosh or Tbay?
Nosh rated better on the card we traded. Our gift card rates score is 8.3 for Nosh and 7.5 for Tbay. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Nosh or Tbay?
Tbay paid out faster in our test: 10 minutes to complete the trade against 12 minutes on Nosh. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Nosh or Tbay?
Tbay replied first. Support took 1 minute to answer at Tbay and 5 minutes at Nosh when we contacted them during testing.
Which should I use, Nosh or Tbay?
Use Nosh if the rate matters most, and Tbay if you want the trade completed quickly. Nosh scored higher on gift card rates and Tbay scored higher on payout speed.