Myridima vs Tbay: Which Should You Trade With?

8.4 / 10

Last tested: 16 Sept 2026

7.8 / 10

Last tested: 6 Sept 2026

Score by dimension

Myridima and Tbay compared across all ten scoring dimensions
DimensionMyridimaTbay
Gift card rates8.9 / 10Myridima wins7.5 / 10
Payout speed7.5 / 107.5 / 10
Trade experience8.0 / 10Myridima wins7.5 / 10
Support & disputes8.0 / 108.0 / 10
KYC & onboarding8.4 / 10Myridima winsN/A
Product quality8.1 / 10Myridima wins7.5 / 10
Other features8.8 / 10Myridima wins7.5 / 10
Security & trust8.2 / 10Myridima wins8.0 / 10
Reputation8.5 / 10Myridima wins8.0 / 10
App reviews9.2 / 10Myridima wins9.1 / 10
Overall8.4 / 107.8 / 10

Side-by-side facts

Tested figures and platform facts for Myridima and Tbay
DetailMyridimaTbay
Rate received (latest test)Ridima displayed ₦1,145 per dollar for our $50 US Razer Gold e-code. The expected payout, trade payment and final bank amount were all ₦57,250. No fee was recorded.We tested a $20 US Razer Gold e-code. The rate was 88.37%, or approximately 0.8837 points (₦1,077.63) per $1.
Tested payout time (latest test)6 minutes10 minutes
Bank withdrawal time (latest test)3 minutes3 minutes
Support first response4 minutes1 minute
KYC time5 minutesNot tested
Payout methodsBank transferBank Transfer
Gift card typesAmazon, AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, Razer Gold, Steam, Vanilla, XboxAmazon, AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox
KYC requirementsRidima uses tiered verification. Phone and email completed the first tier during signup. The second tier requested a government-issued ID and selfie and took about five minutes.Tbay did not request identity verification during our test. The account was created using an email address, username and password.
Fee structureNo trading or withdrawal fee was recorded.For this trade, Tbay showed an order amount of approximately ₦23,540.23 (18.6989097 points) and a settled amount of approximately ₦21,552.53 (17.12 points). That leaves a difference of approximately ₦1,987.70 (1.5789097 points). The order page did not clearly label this total difference as a fee, so we calculated it by comparing the order amount with the settled amount. It should not be treated as a standard Tbay charge. The transaction breakdown also showed a dispute deduction of approximately ₦697.13 (0.55376 points). Tbay gave the reason as “incorrect balance or local currency.” This was specific to the tested transaction and is not presented as a regular Tbay fee.

Frequently asked questions

Is Myridima or Tbay better overall?

Myridima is better overall. It scores 8.4 out of 10 against 7.8 for Tbay, based on our own trades on both platforms.

Which gives a better gift card rate, Myridima or Tbay?

Myridima rated better on the card we traded. Our gift card rates score is 8.9 for Myridima and 7.5 for Tbay. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.

Which pays out faster, Myridima or Tbay?

Myridima paid out faster in our test: 6 minutes to complete the trade against 10 minutes on Tbay. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.

Which has faster customer support, Myridima or Tbay?

Tbay replied first. Support took 1 minute to answer at Tbay and 4 minutes at Myridima when we contacted them during testing.