Migo vs Vivakard: Which Should You Trade With?
Score by dimension
| Dimension | Migo | Vivakard |
|---|---|---|
| Gift card rates | 9.3 / 10Migo wins | 9.0 / 10 |
| Payout speed | 8.5 / 10 | 9.5 / 10Vivakard wins |
| Trade experience | 8.5 / 10 | 8.5 / 10 |
| Support & disputes | 8.0 / 10 | 8.7 / 10Vivakard wins |
| KYC & onboarding | N/A | N/A |
| Product quality | 9.5 / 10Migo wins | 8.7 / 10 |
| Other features | 3.0 / 10 | 8.0 / 10Vivakard wins |
| Security & trust | 5.0 / 10 | 7.0 / 10Vivakard wins |
| Reputation | 5.0 / 10 | 7.0 / 10Vivakard wins |
| App reviews | 9.4 / 10Migo wins | 8.9 / 10 |
| Overall | 7.4 / 10 | 8.4 / 10 |
Side-by-side facts
| Detail | Migo | Vivakard |
|---|---|---|
| Rate received (latest test) | Migo displayed a rate of ₦1,155 per dollar for our $10 US Razer Gold e-code. The expected payout and final bank amount were both ₦11,550. No fee was recorded. | Vivakard displayed a rate of ₦1,147 per $1 and an expected payout of ₦11,478 for our $10 US Razer Gold e-code. The researcher received ₦12,000, including a bonus whose amount and basis were not specified. |
| Tested payout time (latest test) | 3 minutes | 1 minute |
| Bank withdrawal time (latest test) | 3 minutes | 2 minutes |
| Support first response | 5 minutes | 2 minutes |
| Payout methods | Bank transfer | Bank transfer |
| Gift card types | Amazon, Apple / iTunes, eBay, Google Play, PlayStation, Razer Gold, Sephora, Steam, Xbox | Amazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Migo did not request identity verification during our test. The account was created using an email address, phone number, username and password. | Vivakard did not ask us to complete identity verification. We created the account with a name, email address and password and were able to trade without submitting BVN, an ID or a selfie. |
| Fee structure | No trading or withdrawal fee was recorded during our test. | No fee observed |
Frequently asked questions
Is Migo or Vivakard better overall?
Vivakard is better overall. It scores 8.4 out of 10 against 7.4 for Migo, based on our own trades on both platforms.
Which gives a better gift card rate, Migo or Vivakard?
Migo rated better on the card we traded. Our gift card rates score is 9.3 for Migo and 9.0 for Vivakard. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Migo or Vivakard?
Vivakard paid out faster in our test: 1 minute to complete the trade against 3 minutes on Migo. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Migo or Vivakard?
Vivakard replied first. Support took 2 minutes to answer at Vivakard and 5 minutes at Migo when we contacted them during testing.
Which should I use, Migo or Vivakard?
Use Migo if the rate matters most, and Vivakard if you want the trade completed quickly. Migo scored higher on gift card rates and Vivakard scored higher on payout speed.